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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Mortgage Lenders in Great Falls

Updated February 6, 2026

Market Overview

Total Lenders

741

Total Loans

0.01%

Median Rate Spread

Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Spread	Volume
1	UNITED WHOLESALE MORTGAGE, LLC	Strong	Sound	Exceptional	Strong	$2,890	-0.300%	43
2	Stockman Bank of Montana	Strong	Acceptable	Exceptional	Exceptional	$3,579	-0.090%	212
3	GUARANTEED RATE, INC.	Strong	Sound	Strong	Strong	$3,157	+0.061%	38
4	Opportunity Bank of Montana	Strong	Acceptable	Strong	Exceptional	$3,070	-0.261%	127
5	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	$3,366	+0.078%	85
6	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	$4,825	+0.277%	47
7	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Strong	$2,931	+0.387%	52
8	Synergy One Lending, Inc.	Sound	Acceptable	Strong	Sound	$3,256	+0.215%	23

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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