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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Jumbo Mortgage Bank Lenders in Mississippi

Updated February 6, 2026

Market Overview

Total Lenders

24,322

Total Loans

0.41%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	BankPlus	Exceptional	Strong	Strong	Strong	Exceptional	$1,170	+0.118%	753
2	Trustmark National Bank	Exceptional	Sound	Exceptional	Strong	Exceptional	$1,814	+0.360%	1,994
3	Renasant Bank	Exceptional	Sound	Exceptional	Strong	Exceptional	$2,174	+0.440%	772
4	First Horizon Bank	Strong	Acceptable	Exceptional	Strong	Strong	$1,300	+0.146%	114
5	Cadence Bank	Strong	Mediocre	Exceptional	Strong	Exceptional	$1,815	+0.293%	1,336
6	The Citizens National Bank of Meridian	Strong	Sound	—	Sound	Strong	$983	+0.339%	173
7	Community Bank of Mississippi	Sound	Acceptable	Sound	Acceptable	Exceptional	$1,884	+0.466%	971

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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