Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | U.S. Bank National AssociationBank | Exceptional | Exceptional | Exceptional | Strong | Strong | $1,401Fees | 0.150%Above | 167 | |
2 | Bank of America, National AssociationBank | Exceptional | Exceptional | Exceptional | Strong | Strong | $1,453Fees | 0.142%Below | 62 | |
3 | SPACE COAST CREDIT UNIONCredit Union | Exceptional | Exceptional | Strong | Sound | Exceptional | $349Fees | 0.236%Below | 458 | |
4 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,157Fees | 0.149%Above | 1,253 | |
5 | Regions BankBank | Strong | Sound | Exceptional | Strong | Strong | $1,443Fees | 0.372%Above | 54 | |
6 | COMMUNITY CREDIT UNION of FLORIDACredit Union | Strong | Sound | Strong | Sound | Exceptional | $1,345Fees | 0.010%Above | 131 | |
7 | TD Bank, National AssociationBank | Strong | Sound | Exceptional | Strong | Sound | $527Fees | 0.456%Above | 28 | |
8 | THE MORTGAGE FIRM, INC.Independent Mortgage Company | Sound | Mediocre | Strong | Sound | Exceptional | $3,362Fees | 0.495%Above | 534 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.