Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | ARK-LA-TEX FINANCIAL SERVICES, LLC.Independent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,277Fees | 0.409%Above | 180 | |
2 | FBC MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Strong | $756Fees | 0.616%Below | 99 | |
3 | PRIMELENDING, A PLAINSCAPITAL COMPANYIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,851Fees | 0.214%Above | 212 | |
4 | Flagstar Bank, N.A.Bank | Strong | Sound | Exceptional | Sound | Strong | $2,035Fees | 0.145%Above | 69 | |
5 | Sierra Pacific Mortgage Company, Inc.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $2,933Fees | 0.069%Below | 65 | |
6 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Strong | $3,827Fees | 0.556%Above | 93 | |
7 | ATLANTIC BAY MORTGAGE GROUP, L.L.C.Independent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Strong | $3,681Fees | 0.452%Above | 80 | |
8 | THE LOAN STORE, INC.Independent Mortgage Company | Sound | Acceptable | Sound | Acceptable | Strong | $2,651Fees | 0.064%Above | 108 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.