Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Summit Credit UnionCredit Union | Exceptional | Exceptional | Strong | Strong | Exceptional | $65Fees | 0.077%Below | 2,419 | |
2 | Community FirstCredit Union | Exceptional | Exceptional | — | Exceptional | Exceptional | $604Fees | 0.335%Below | 1,153 | |
3 | EDUCATORS CREDIT UNIONCredit Union | Exceptional | Exceptional | — | Strong | Exceptional | $35Fees | 0.124%Below | 890 | |
4 | University of Wisconsin Credit UnionCredit Union | Exceptional | Strong | Strong | Strong | Exceptional | $398Fees | 0.153%Above | 2,546 | |
5 | Landmark Credit UnionCredit Union | Exceptional | Strong | Strong | Strong | Exceptional | $572Fees | 0.047%Above | 1,438 | |
6 | Royal Credit UnionCredit Union | Exceptional | Strong | Strong | Strong | Exceptional | $498Fees | 0.101%Above | 1,070 | |
7 | ALTRA Federal Credit UnionCredit Union | Strong | Sound | Sound | Exceptional | Exceptional | $530Fees | 0.348%Above | 558 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.