Safe Rate Rankings

Best Mortgage Lenders in Brunswick

Updated February 6, 2026

⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

📊 HMDA 2024Built using publicly available originated loan data from the federal government.

🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.

Market

Total Lenders29

Total Loans1,060

Median Rate Spread0.29%

Shopping for a mortgage? Click the heart icon to save lenders to My Home and make comparison painless.

Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Rate Spread	# of Loans
1	NAVY FEDERAL CREDIT UNIONCredit Union	Strong	Exceptional	Sound	Sound	$679Fees	0.645%Below	30
2	UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company	Strong	Sound	Exceptional	Strong	$2,996Fees	0.150%Above	87
3	ROCKET MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	$3,463Fees	0.165%Above	348
4	PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company	Strong	Sound	Strong	Strong	$2,727Fees	0.138%Above	50
5	Capital City Home Loans, LLCIndependent Mortgage Company	Strong	Sound	Strong	Strong	$1,866Fees	0.399%Above	42
6	FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company	Strong	Sound	Strong	Strong	$3,034Fees	0.113%Below	35
7	Presidential Bank, FSBBank	Strong	Acceptable	Strong	Strong	$3,858Fees	0.385%Above	34
8	KIND LENDING, LLCIndependent Mortgage Company	Sound	Acceptable	Strong	Sound	$3,968Fees	0.244%Above	28
9	LOWER, LLCIndependent Mortgage Company	Sound	Acceptable	Strong	Sound	$2,940Fees	0.517%Above	22
10	PREMIER MORTGAGE RESOURCES, L.L.C.Independent Mortgage Company	Sound	Mediocre	Strong	Strong	$4,719Fees	0.608%Above	43
11	United Community BankBank	Sound	Acceptable	Sound	Sound	$2,641Fees	0.404%Above	27
12	NEW AMERICAN FUNDING, LLCIndependent Mortgage Company	Sound	Acceptable	Sound	Sound	$3,078Fees	0.732%Above	22
13	PrimeSouth BankBank	Sound	Mediocre	Sound	Strong	$4,960Fees	0.375%Above	39

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.