Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | NBKC BANKBank | Exceptional | Exceptional | Exceptional | Strong | Strong | $686Fees | 0.045%Below | 147 | |
2 | The Huntington National BankBank | Exceptional | Strong | Exceptional | Strong | Exceptional | $876Credit | 0.180%Above | 1,680 | |
3 | U.S. Bank National AssociationBank | Exceptional | Strong | Exceptional | Strong | Exceptional | $173Fees | 0.152%Above | 1,013 | |
4 | JPMorgan Chase Bank, National AssociationBank | Exceptional | Strong | Exceptional | Sound | Exceptional | $1,681Fees | 0.147%Above | 5,072 | |
5 | Flagstar Bank, N.A.Bank | Strong | Sound | Exceptional | Strong | Strong | $2,367Fees | 0.559%Above | 460 | |
6 | Wells Fargo Bank, National AssociationBank | Strong | Sound | Exceptional | Sound | Strong | $1,683Fees | 0.061%Below | 469 | |
7 | CIBM BankBank | Strong | Sound | Sound | Strong | Strong | $1,325Fees | 0.441%Above | 215 | |
8 | Barrington Bank & Trust Company, National AssociationBank | Strong | Mediocre | Exceptional | Strong | Exceptional | $1,916Fees | 0.445%Above | 1,731 | |
9 | The Federal Savings BankBank | Strong | Mediocre | Exceptional | Sound | Exceptional | $3,016Fees | 0.786%Above | 728 | |
10 | Ixonia BankBank | Strong | Mediocre | Exceptional | Strong | Strong | $3,413Fees | 0.815%Above | 333 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.