Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Liberty BankBank | Exceptional | Exceptional | Strong | Strong | Exceptional | $218Fees | 0.063%Below | 355 | |
2 | U.S. Bank National AssociationBank | Exceptional | Exceptional | Exceptional | Strong | Strong | $718Fees | 0.007%Below | 101 | |
3 | Citizens Bank, National AssociationBank | Exceptional | Strong | Exceptional | Strong | Strong | $2,082Fees | 0.096%Above | 101 | |
4 | Newtown Savings BankBank | Exceptional | Strong | Strong | Strong | Strong | $2,744Fees | 0.193%Below | 50 | |
5 | PeoplesBankBank | Exceptional | Exceptional | Sound | Sound | Strong | $717Fees | 0.233%Below | 40 | |
6 | JPMorgan Chase Bank, National AssociationBank | Strong | Sound | Exceptional | Strong | Strong | $2,406Fees | 0.190%Above | 137 | |
7 | Webster Bank, National AssociationBank | Strong | Sound | Exceptional | Strong | Strong | $1,047Fees | 0.178%Above | 68 | |
8 | TD Bank, National AssociationBank | Strong | Sound | Exceptional | Strong | Strong | $729Fees | 0.336%Above | 61 | |
9 | TOTAL MORTGAGE SERVICES, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Sound | Exceptional | $3,548Fees | 0.482%Above | 702 | |
10 | WASHINGTON TRUST MORTGAGE COMPANY LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Sound | Strong | $1,863Fees | 0.115%Above | 68 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.