Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $3,928Fees | 0.168%Above | 143 | |
2 | Eagle Bank and Trust CompanyBank | Exceptional | Strong | Strong | Exceptional | Exceptional | $3,830Fees | 0.063%Above | 247 | |
3 | FIRST COLONY MORTGAGE CORPORATIONIndependent Mortgage Company | Exceptional | Strong | Exceptional | Exceptional | Strong | $4,319Fees | 0.122%Above | 79 | |
4 | IDAHO CENTRAL CREDIT UNIONCredit Union | Exceptional | Strong | Strong | Strong | Exceptional | $3,440Fees | 0.128%Above | 257 | |
5 | NAVY FEDERAL CREDIT UNIONCredit Union | Exceptional | Exceptional | Exceptional | Sound | Sound | $1,109Fees | 0.408%Below | 14 | |
6 | Premia Mortgage, LLC DBA Premia Relocation MortgageIndependent Mortgage Company | Exceptional | Exceptional | Strong | Strong | Sound | $3,163Fees | 0.323%Below | 12 | |
7 | KIND LENDING, LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Sound | $2,952Fees | 0.222%Above | 15 | |
8 | PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Sound | $1,865Fees | 0.021%Above | 15 | |
9 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,449Fees | 0.169%Above | 258 | |
10 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Sound | $5,302Fees | 0.319%Above | 23 | |
11 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $5,925Fees | 0.428%Above | 72 | |
12 | CANOPY MORTGAGE, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Exceptional | $4,741Fees | 0.158%Above | 134 | |
13 | BELEM SERVICING LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | Strong | $5,923Fees | 0.320%Above | 71 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.