Safe Rate Rankings

Best FHA Mortgage Lenders in Kenosha

Updated February 5, 2026
⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
📊 HMDA 2024Built using publicly available originated loan data from the federal government.
🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.
Total Lenders40
Total Loans1,509
Median Rate Spread0.32%

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RankLenderOverallPricingProductPull ThroughPlaceAvg FeesRate Spread# of LoansAction
1
Bank Five NineBank
Exceptional
Strong
Strong
Exceptional
Exceptional
$1,197Fees
0.191%Above
83
2
Associated Bank, National AssociationBank
Exceptional
Exceptional
Strong
Strong
Strong
$438Fees
0.093%Below
53
3
UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company
Exceptional
Sound
Exceptional
Exceptional
Strong
$2,013Fees
0.127%Above
38
4
FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company
Exceptional
Strong
Exceptional
Strong
Sound
$4,811Fees
0.636%Above
19
5
The Huntington National BankBank
Exceptional
Strong
Exceptional
Strong
Sound
$771Credit
0.388%Above
17
6
GATEWAY MORTGAGE CORPORATIONIndependent Mortgage Company
Strong
Sound
Sound
Exceptional
Exceptional
$2,329Fees
0.363%Above
129
7
ROCKET MORTGAGE, LLCIndependent Mortgage Company
Strong
Acceptable
Exceptional
Exceptional
Exceptional
$4,607Fees
0.479%Above
121
8
FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company
Strong
Acceptable
Exceptional
Exceptional
Exceptional
$2,771Fees
0.512%Above
110
9
AMERICAN PACIFIC MORTGAGE CORPORATIONIndependent Mortgage Company
Strong
Mediocre
Exceptional
Exceptional
Exceptional
$4,448Fees
0.519%Above
130
10
Barrington Bank & Trust Company, National AssociationBank
Strong
Acceptable
Exceptional
Strong
Strong
$1,493Fees
0.365%Above
34
11
Mortgage Research Center, LLCIndependent Mortgage Company
Strong
Acceptable
Exceptional
Sound
Strong
$512Credit
1.226%Above
42
12
CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company
Strong
Mediocre
Exceptional
Strong
Strong
$2,524Fees
0.634%Above
35
13
SECURITYNATIONAL MORTGAGE COMPANYIndependent Mortgage Company
Sound
Mediocre
Exceptional
Strong
Sound
$2,498Fees
1.049%Above
21

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.