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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Kenosha
Updated February 5, 2026
Market Overview
40
Total Lenders
1,509
Total Loans
0.32%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | Johnson Bank | Exceptional | Exceptional | Exceptional | Exceptional | $609 | +0.024% | 126 | |
2 | EDUCATORS CREDIT UNION | Exceptional | Exceptional | Strong | Exceptional | -$30 | -0.155% | 110 | |
3 | Associated Bank, National Association | Exceptional | Exceptional | Strong | Strong | $438 | -0.093% | 53 | |
4 | Bank Five Nine | Exceptional | Strong | Strong | Exceptional | $1,197 | +0.191% | 83 | |
5 | NAVY FEDERAL CREDIT UNION | Strong | Exceptional | Sound | Sound | $147 | -0.260% | 20 | |
6 | GATEWAY MORTGAGE CORPORATION | Strong | Sound | Strong | Exceptional | $2,329 | +0.363% | 129 | |
7 | TRUSTONE FINANCIAL CREDIT UNION | Strong | Strong | Sound | Strong | $1,163 | +0.134% | 50 | |
8 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $2,013 | +0.127% | 38 | |
9 | U.S. Bank National Association | Strong | Strong | Strong | Sound | $813 | +0.147% | 28 | |
10 | Landmark Credit Union | Strong | Strong | Strong | Sound | $389 | -0.066% | 24 | |
11 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,607 | +0.479% | 121 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $2,771 | +0.512% | 110 | |
13 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $1,907 | +0.253% | 55 | |
14 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $1,863 | +0.474% | 33 | |
15 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Exceptional | $4,448 | +0.519% | 130 | |
16 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | -$512 | +1.226% | 42 | |
17 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $2,524 | +0.634% | 35 | |
18 | Barrington Bank & Trust Company, National Association | Strong | Acceptable | Strong | Strong | $1,493 | +0.365% | 34 | |
19 | SECURITYNATIONAL MORTGAGE COMPANY | Sound | Mediocre | Strong | Sound | $2,498 | +1.049% | 21 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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