Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | WEST GATE BANKBank | Exceptional | Exceptional | Strong | Strong | Exceptional | $1,057Fees | 0.034%Below | 1,396 | |
2 | Pinnacle BankBank | Exceptional | Exceptional | Strong | Strong | Exceptional | $1,193Fees | 0.005%Below | 1,087 | |
3 | Lincoln FSB of NebraskaBank | Exceptional | Exceptional | — | Exceptional | Exceptional | $1,199Fees | 0.021%Below | 655 | |
4 | GERSHMAN INVESTMENT CORP.Independent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,340Fees | 0.277%Above | 427 | |
5 | GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Strong | $3,064Fees | 0.242%Above | 322 | |
6 | First National Bank of OmahaBank | Exceptional | Strong | Strong | Sound | Exceptional | $1,248Fees | 0.162%Above | 1,207 | |
7 | CHARTER WEST BANKBank | Strong | Sound | Strong | Sound | Exceptional | $1,437Fees | 0.313%Above | 1,346 | |
8 | CASTLE & COOKE MORTGAGE, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Strong | $3,177Fees | 0.384%Above | 138 | |
9 | MORIA DEVELOPMENT, INC.Independent Mortgage Company | Sound | Mediocre | Strong | Strong | Strong | $2,931Fees | 0.650%Above | 241 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.