Safe Rate Rankings

Best Jumbo Mortgage Bank Lenders in New Orleans

Updated February 5, 2026

⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

📊 HMDA 2024Built using publicly available originated loan data from the federal government.

🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.

Market

Total Lenders6

Total Loans6,170

Median Rate Spread0.37%

Shopping for a mortgage? Click the heart icon to save lenders to My Home and make comparison painless.

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Rate Spread	# of Loans
1	Red River BankBank	Exceptional	Exceptional	Strong	Strong	Sound	$1,672Fees	0.009%Below	24
2	BankPlusBank	Exceptional	Strong	Strong	Strong	Strong	$975Fees	0.131%Above	37
3	Regions BankBank	Strong	Sound	Exceptional	Strong	Strong	$1,729Fees	0.410%Above	107
4	First Horizon BankBank	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,044Fees	0.123%Above	253
5	FIDELITY BANKBank	Strong	Acceptable	Strong	Strong	Exceptional	$3,701Fees	0.334%Above	429
6	HANCOCK WHITNEY BANKBank	Strong	Acceptable	Strong	Sound	Exceptional	$1,579Fees	0.141%Above	247

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.