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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Mortgage Lenders in New Orleans

Updated February 5, 2026

Market Overview

Total Lenders

6,170

Total Loans

0.37%

Median Rate Spread

Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Spread	Volume
1	DSLD MORTGAGE, LLC	Exceptional	Exceptional	Exceptional	Strong	$166	-0.096%	94
2	HANCOCK WHITNEY BANK	Exceptional	Strong	Strong	Exceptional	$1,579	+0.141%	247
3	America's Mortgage Resource, Inc.	Exceptional	Strong	Strong	Exceptional	$2,045	+0.187%	117
4	NAVY FEDERAL CREDIT UNION	Exceptional	Exceptional	Sound	Strong	$647	-0.227%	105
5	CREDIT HUMAN FEDERAL CREDIT UNION	Exceptional	Exceptional	Sound	Strong	$1,466	+0.155%	87
6	Red River Bank	Exceptional	Exceptional	Strong	Sound	$1,672	-0.009%	24
7	UNITED WHOLESALE MORTGAGE, LLC	Strong	Sound	Exceptional	Exceptional	$3,218	+0.375%	533
8	GMFS LLC	Strong	Sound	Exceptional	Exceptional	$1,585	+0.297%	380
9	Jefferson Parish Employees FCU	Strong	Exceptional	Acceptable	Strong	$499	-0.903%	38
10	JEFFERSON FINANCIAL FEDERAL CREDIT UNION	Strong	Exceptional	Acceptable	Strong	$409	-0.240%	38
11	BankPlus	Strong	Strong	Strong	Strong	$975	+0.131%	37
12	Gulf Coast Bank and Trust Company	Strong	Sound	Strong	Exceptional	$1,948	+0.329%	359
13	JPMorgan Chase Bank, National Association	Strong	Sound	Strong	Exceptional	$2,184	+0.202%	285
14	First Horizon Bank	Strong	Sound	Strong	Exceptional	$2,044	+0.123%	253
15	STANDARD MORTGAGE CORPORATION	Strong	Strong	Sound	Strong	$1,731	-0.001%	79
16	Bank of America, National Association	Strong	Strong	Strong	Sound	$1,869	-0.109%	23
17	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	$3,814	+0.424%	499
18	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	$2,745	+0.457%	291
19	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Strong	$2,042	+0.307%	131
20	Regions Bank	Strong	Sound	Strong	Strong	$1,729	+0.410%	107
21	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Strong	Strong	$798	+0.140%	65
22	LOANDEPOT.COM, LLC	Strong	Sound	Strong	Strong	$3,730	+0.555%	53
23	Wells Fargo Bank, National Association	Strong	Strong	Sound	Sound	$2,265	-0.106%	26
24	FIDELITY BANK	Strong	Acceptable	Strong	Exceptional	$3,701	+0.334%	429
25	THE MORTGAGE FIRM, INC.	Strong	Acceptable	Exceptional	Strong	$2,922	+0.554%	60
26	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	$2,953	+0.558%	53
27	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Strong	$4,101	+0.494%	48
28	T2 FINANCIAL LLC	Strong	Acceptable	Exceptional	Strong	$3,897	+0.335%	46
29	GUARANTEED RATE, INC.	Strong	Sound	Strong	Sound	$2,174	+0.427%	27
30	AML FUNDING LLC	Strong	Sound	Strong	Sound	$1,511	+0.189%	21
31	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	$3,053	+0.598%	130
32	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Strong	$1,978	+0.523%	121
33	Equity Prime Mortgage LLC	Strong	Acceptable	Strong	Strong	$3,395	+0.922%	67
34	Flagstar Bank, N.A.	Strong	Acceptable	Strong	Strong	$2,177	+0.308%	54
35	USAA Federal Savings Bank	Strong	Sound	Sound	Sound	$1,487	-0.206%	40
36	PLANET HOME LENDING, LLC	Strong	Acceptable	Exceptional	Sound	$1,247	+0.600%	30
37	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Sound	Sound	Sound	$2,721	+0.235%	29
38	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Sound	$2,329	+0.551%	24
39	Assurance Financial Group, L.L.C.	Strong	Acceptable	Exceptional	Sound	$3,358	+0.570%	20
40	Home Bank, National Association	Strong	Sound	Sound	Sound	$1,316	+0.053%	20
41	NEW AMERICAN FUNDING, LLC	Sound	Acceptable	Sound	Strong	$2,443	+0.635%	66
42	NEWREZ LLC	Sound	Acceptable	Sound	Strong	$2,265	+0.420%	63
43	NATIONSTAR MORTGAGE LLC	Sound	Acceptable	Strong	Sound	$4,296	+0.290%	42
44	LOWER, LLC	Sound	Acceptable	Strong	Sound	$2,726	+0.485%	32
45	INTERLINC MORTGAGE SERVICES, LLC	Sound	Acceptable	Strong	Sound	$2,907	+0.417%	29
46	AMERICAN FINANCIAL NETWORK, INC.	Sound	Acceptable	Strong	Sound	$2,662	+0.801%	26
47	MORTGAGE SOLUTIONS OF COLORADO, LLC	Sound	Acceptable	Strong	Sound	$3,188	+0.604%	20
48	SOUTHWEST FUNDING, LP	Sound	Mediocre	Strong	Strong	$4,427	+1.032%	80
49	Goldwater Bank, N.A.	Sound	Acceptable	Sound	Sound	$3,061	+0.359%	30
50	SUMMIT FUNDING, INC.	Sound	Mediocre	Exceptional	Sound	$3,447	+0.998%	27

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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