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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Jumbo Mortgage Company Lenders in Seattle
Updated February 5, 2026
Market Overview
26
Total Lenders
22,150
Total Loans
0.18%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $2,440 | +0.187% | 213 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,310 | +0.030% | 1,435 | |
3 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,152 | +0.321% | 1,385 | |
4 | ROCKET MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,225 | +0.061% | 1,361 | |
5 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,667 | +0.321% | 849 | |
6 | SAMMAMISH MORTGAGE COMPANY | Exceptional | Strong | Strong | Sound | Exceptional | $566 | +0.021% | 395 | |
7 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,364 | -0.002% | 383 | |
8 | OriginPoint, LLC | Strong | Sound | Exceptional | Sound | Exceptional | $2,549 | +0.251% | 351 | |
9 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,702 | +0.375% | 1,094 | |
10 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,320 | +0.336% | 723 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,910 | +0.312% | 558 | |
12 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Sound | Strong | $2,494 | +0.135% | 360 | |
13 | BETTER MORTGAGE CORPORATION | Strong | Strong | Strong | Acceptable | Strong | $328 | -0.079% | 64 | |
14 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,506 | +0.172% | 136 | |
15 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,105 | +0.326% | 370 | |
16 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,418 | +0.319% | 233 | |
17 | BAY EQUITY LLC | Strong | Acceptable | Strong | Sound | Strong | $3,394 | +0.105% | 345 | |
18 | NFM, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $4,262 | +0.296% | 284 | |
19 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Strong | Strong | $5,290 | +0.439% | 252 | |
20 | SCENIC OAKS FUNDING, LLC | Strong | Acceptable | Strong | Sound | Strong | $2,655 | +0.332% | 110 | |
21 | MEMBER FIRST MORTGAGE, LLC | Strong | Sound | Sound | Acceptable | Strong | $2,436 | -0.038% | 59 | |
22 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Sound | Strong | $5,416 | +0.413% | 305 | |
23 | Luminate Home Loans, Inc. | Sound | Mediocre | Exceptional | Sound | Strong | $3,625 | +0.482% | 77 | |
24 | ON Q FINANCIAL, LLC | Sound | Acceptable | Strong | Acceptable | Strong | $2,590 | +0.310% | 67 | |
25 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Sound | Acceptable | Strong | Sound | Sound | $4,899 | +0.440% | 60 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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