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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Seattle
Updated February 5, 2026
Market Overview
41
Total Lenders
14,290
Total Loans
0.26%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | SAMMAMISH MORTGAGE COMPANY | Exceptional | Strong | Strong | Exceptional | $566 | +0.021% | 395 | |
2 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Sound | Strong | $1,096 | -0.170% | 164 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,310 | +0.030% | 1,435 | |
4 | BETTER MORTGAGE CORPORATION | Strong | Exceptional | Acceptable | Strong | $328 | -0.079% | 64 | |
5 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,152 | +0.321% | 1,385 | |
6 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,225 | +0.061% | 1,361 | |
7 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | $2,667 | +0.321% | 849 | |
8 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | $3,320 | +0.336% | 723 | |
9 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $2,910 | +0.312% | 558 | |
10 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $2,364 | -0.002% | 383 | |
11 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $2,494 | +0.135% | 360 | |
12 | BAY EQUITY LLC | Strong | Sound | Strong | Strong | $3,394 | +0.105% | 345 | |
13 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $2,440 | +0.187% | 213 | |
14 | General Mortgage Capital Corporation | Strong | Sound | Strong | Strong | $1,859 | -0.080% | 155 | |
15 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $1,667 | -0.025% | 89 | |
16 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $3,702 | +0.375% | 1,094 | |
17 | NFM, INC. | Strong | Acceptable | Exceptional | Strong | $4,262 | +0.296% | 284 | |
18 | OriginPoint, LLC | Strong | Acceptable | Sound | Exceptional | $2,549 | +0.251% | 351 | |
19 | THE LOAN STORE, INC. | Strong | Acceptable | Strong | Strong | $2,506 | +0.172% | 136 | |
20 | SCENIC OAKS FUNDING, LLC | Strong | Acceptable | Strong | Strong | $2,655 | +0.332% | 110 | |
21 | KIND LENDING, LLC | Strong | Acceptable | Strong | Strong | $2,246 | +0.212% | 108 | |
22 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $8,544 | -0.479% | 87 | |
23 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Sound | $1,099 | -0.018% | 69 | |
24 | MEMBER FIRST MORTGAGE, LLC | Strong | Sound | Acceptable | Strong | $2,436 | -0.038% | 59 | |
25 | RESICENTRAL, LLC | Strong | Sound | Sound | Sound | $1,274 | +0.102% | 51 | |
26 | NMSI, INC. | Strong | Acceptable | Exceptional | Sound | $1,479 | +0.110% | 49 | |
27 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Sound | $4,006 | +0.194% | 48 | |
28 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $2,105 | +0.326% | 370 | |
29 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | $5,416 | +0.413% | 305 | |
30 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Sound | Mediocre | Exceptional | Strong | $5,290 | +0.439% | 252 | |
31 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $3,418 | +0.319% | 233 | |
32 | ON Q FINANCIAL, LLC | Sound | Acceptable | Sound | Strong | $2,590 | +0.310% | 67 | |
33 | ZILLOW HOME LOANS, LLC | Sound | Acceptable | Strong | Sound | $2,876 | +0.180% | 64 | |
34 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $1,923 | +0.083% | 64 | |
35 | CANOPY MORTGAGE, LLC | Sound | Acceptable | Strong | Sound | $4,615 | +0.274% | 64 | |
36 | Prosperity Home Mortgage, LLC | Sound | Acceptable | Strong | Sound | $4,473 | +0.099% | 62 | |
37 | Paramount Residential Mortgage Group, Inc. | Sound | Acceptable | Strong | Sound | $3,957 | +0.256% | 49 | |
38 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Strong | $3,625 | +0.482% | 77 | |
39 | PRIORITY HOME LENDING, LLC | Sound | Mediocre | Sound | Strong | $4,182 | +0.534% | 63 | |
40 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Sound | Mediocre | Strong | Sound | $4,899 | +0.440% | 60 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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