Safe Rate Rankings

Best FHA Mortgage Lenders in Alexandria

Updated May 22, 2026
⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
📊 HMDA 2024Built using publicly available originated loan data from the federal government.
🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.
Total Lenders19
Total Loans835
Median Rate Spread0.48%

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RankLenderOverallPricingProductPull ThroughPlaceAvg FeesRate Spread# of LoansAction
1
Red River BankBank
Exceptional
Exceptional
Strong
Strong
Exceptional
$1,065Fees
0.104%Below
237
2
GMFS LLCIndependent Mortgage Company
Exceptional
Strong
Exceptional
Strong
Strong
$1,851Fees
0.234%Above
65
3
UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company
Exceptional
Sound
Exceptional
Exceptional
Strong
$3,019Fees
0.224%Above
97
4
TOWNE MORTGAGE COMPANYIndependent Mortgage Company
Exceptional
Sound
Exceptional
Exceptional
Strong
$3,020Fees
0.319%Above
66
5
FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company
Exceptional
Strong
Exceptional
Strong
Sound
$2,401Fees
0.521%Above
13
6
ROCKET MORTGAGE, LLCIndependent Mortgage Company
Strong
Acceptable
Exceptional
Exceptional
Strong
$3,897Fees
0.527%Above
57
7
GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company
Strong
Acceptable
Exceptional
Strong
Strong
$1,976Fees
0.474%Above
41
8
FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company
Strong
Acceptable
Exceptional
Exceptional
Sound
$3,218Fees
0.811%Above
27
9
Equity Prime Mortgage LLCIndependent Mortgage Company
Strong
Acceptable
Exceptional
Strong
Sound
$2,617Fees
0.908%Above
17
10
PRIMARY RESIDENTIAL MORTGAGE, INC.Independent Mortgage Company
Strong
Mediocre
Exceptional
Strong
Strong
$2,251Fees
1.356%Above
54
11
Sabine State Bank and Trust CompanyBank
Strong
Sound
Sound
Sound
Sound
$1,505Fees
0.540%Above
13

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.