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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Bank Mortgage Lenders in Allentown
Updated February 5, 2026
Market Overview
23
Total Lenders
1,667
Total Loans
0.25%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | Embassy Bank For The Lehigh Valley | Exceptional | Exceptional | Strong | Exceptional | $658 | -0.117% | 172 | |
2 | ESSA Bank & Trust | Exceptional | Exceptional | Strong | Strong | $179 | +0.226% | 86 | |
3 | The Fidelity Deposit and Discount Bank | Strong | Strong | Strong | Strong | $1,536 | +0.327% | 95 | |
4 | PNC Bank, National Association | Strong | Strong | Strong | Strong | -$48 | +0.113% | 82 | |
5 | Truist Bank | Strong | Strong | Strong | Strong | $452 | +0.141% | 75 | |
6 | Bank of America, National Association | Strong | Strong | Strong | Strong | $1,866 | -0.093% | 53 | |
7 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Strong | $2,153 | +0.097% | 144 | |
8 | Firstrust Savings Bank | Strong | Sound | Strong | Exceptional | $2,240 | +0.431% | 102 | |
9 | KeyBank National Association | Strong | Strong | Strong | Sound | $1,623 | -0.028% | 31 | |
10 | The Huntington National Bank | Strong | Strong | Strong | Sound | $1,609 | +0.100% | 30 | |
11 | Citizens Bank, National Association | Strong | Strong | Strong | Sound | $1,461 | +0.198% | 21 | |
12 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $1,944 | +0.257% | 93 | |
13 | Fulton Bank, National Association | Strong | Sound | Strong | Strong | $1,690 | +0.356% | 84 | |
14 | Univest Bank and Trust Co. | Strong | Sound | Strong | Strong | $1,451 | +0.265% | 74 | |
15 | Community Bank, National Association | Strong | Sound | Strong | Sound | $7 | +0.980% | 34 | |
16 | NexBank | Strong | Sound | Strong | Sound | $3,514 | +0.233% | 25 | |
17 | TD Bank, National Association | Strong | Sound | Sound | Sound | $792 | +0.334% | 37 | |
18 | USAA Federal Savings Bank | Strong | Sound | Sound | Sound | $2,042 | -0.125% | 24 | |
19 | Ixonia Bank | Sound | Mediocre | Strong | Exceptional | $4,457 | +0.604% | 165 | |
20 | Flagstar Bank, N.A. | Sound | Acceptable | Strong | Sound | $2,577 | +0.522% | 41 | |
21 | Plains Commerce Bank | Sound | Acceptable | Strong | Sound | $3,029 | +0.435% | 25 | |
22 | UNITY BANK | Sound | Acceptable | Sound | Sound | $1,466 | +0.508% | 20 | |
23 | The Federal Savings Bank | Sound | Mediocre | Sound | Sound | $4,902 | +0.353% | 32 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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