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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Burlington
Updated February 5, 2026
Market Overview
43
Total Lenders
2,086
Total Loans
0.18%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | STATE EMPLOYEES' | Exceptional | Strong | Strong | Exceptional | $2,274 | -0.674% | 258 | |
2 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $915 | -0.287% | 37 | |
3 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Exceptional | $1,489 | -0.941% | 122 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $2,964 | +0.052% | 94 | |
5 | Truliant Federal Credit Union | Strong | Strong | Sound | Strong | $749 | +0.468% | 52 | |
6 | Truist Bank | Strong | Strong | Strong | Sound | $1,912 | +0.281% | 31 | |
7 | Pinnacle Bank | Strong | Strong | Strong | Sound | $2,793 | +0.063% | 24 | |
8 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,831 | +0.420% | 171 | |
9 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $2,661 | +0.470% | 128 | |
10 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | $3,675 | +0.289% | 115 | |
11 | First National Bank of Pennsylvania | Strong | Sound | Strong | Strong | $2,349 | -0.045% | 48 | |
12 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Sound | $4,447 | -0.034% | 31 | |
13 | The Fidelity Bank | Strong | Sound | Strong | Strong | $2,095 | +0.363% | 26 | |
14 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Sound | $1,763 | +0.226% | 24 | |
15 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Strong | $3,917 | +0.626% | 52 | |
16 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,741 | +0.519% | 51 | |
17 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | $3,735 | +0.190% | 30 | |
18 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Sound | $1,218 | +0.013% | 22 | |
19 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Sound | $2,662 | +0.341% | 21 | |
20 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $4,516 | +0.594% | 61 | |
21 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Sound | Mediocre | Strong | Strong | $2,793 | -0.110% | 56 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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