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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Jumbo Mortgage Company Lenders in Cambridge
Updated February 5, 2026
Market Overview
20
Total Lenders
19,398
Total Loans
0.10%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,571 | +0.056% | 1,876 | |
2 | ROCKET MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,767 | +0.143% | 1,004 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,524 | +0.328% | 853 | |
4 | SALEM FIVE MORTGAGE COMPANY, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,818 | +0.042% | 665 | |
5 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,287 | +0.152% | 614 | |
6 | CMG MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,543 | +0.311% | 334 | |
7 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,796 | +0.026% | 109 | |
8 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,434 | +0.293% | 1,399 | |
9 | GUARANTEED RATE AFFINITY, LLC | Strong | Sound | Exceptional | Sound | Strong | $2,327 | +0.108% | 212 | |
10 | AMERANT MORTGAGE, LLC | Strong | Sound | Strong | Strong | Strong | $1,079 | +0.158% | 126 | |
11 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,442 | +0.192% | 447 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,460 | +0.193% | 425 | |
13 | HARBORONE MORTGAGE, LLC | Strong | Sound | Strong | Sound | Strong | $1,540 | -0.036% | 162 | |
14 | RADIUS FINANCIAL GROUP INC. | Strong | Sound | Strong | Sound | Strong | $2,746 | +0.406% | 92 | |
15 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $1,642 | +0.343% | 178 | |
16 | TOTAL MORTGAGE SERVICES, LLC | Strong | Acceptable | Strong | Sound | Strong | $3,858 | +0.438% | 224 | |
17 | WASHINGTON TRUST MORTGAGE COMPANY LLC | Strong | Acceptable | Strong | Sound | Strong | $1,428 | +0.086% | 156 | |
18 | General Mortgage Capital Corporation | Strong | Acceptable | Strong | Sound | Strong | $1,424 | +0.156% | 67 | |
19 | EMBRACE HOME LOANS, INC. | Strong | Acceptable | Strong | Strong | Sound | $1,891 | +0.227% | 66 | |
20 | T2 FINANCIAL LLC | Sound | Acceptable | Strong | Sound | Sound | $620 | +0.266% | 72 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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