Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | The Huntington National BankBank | Exceptional | Strong | Exceptional | Strong | Exceptional | $564Fees | 0.433%Above | 1,731 | |
2 | First National Bank of PennsylvaniaBank | Exceptional | Exceptional | Strong | Strong | Strong | $1,094Fees | 0.122%Above | 314 | |
3 | Union Savings BankBank | Exceptional | Exceptional | Strong | Strong | Strong | $748Fees | 0.255%Above | 117 | |
4 | Fifth Third Bank, National AssociationBank | Exceptional | Strong | Exceptional | Sound | Exceptional | $641Fees | 0.342%Above | 683 | |
5 | First Federal Savings and Loan Association of LakewoodBank | Exceptional | Exceptional | Sound | Sound | Exceptional | $953Fees | 0.255%Above | 588 | |
6 | KeyBank National AssociationBank | Exceptional | Exceptional | Strong | Sound | Strong | $1,246Fees | 0.186%Above | 313 | |
7 | Dollar Bank, Federal Savings BankBank | Exceptional | Strong | Strong | Sound | Exceptional | $850Fees | 0.287%Above | 256 | |
8 | U.S. Bank National AssociationBank | Exceptional | Strong | Exceptional | Sound | Strong | $1,024Fees | 0.402%Above | 233 | |
9 | Citizens Bank, National AssociationBank | Strong | Strong | Strong | Sound | Strong | $598Credit | 0.167%Above | 382 | |
10 | PNC Bank, National AssociationBank | Strong | Strong | Strong | Sound | Strong | $524Credit | 0.193%Above | 286 | |
11 | Flagstar Bank, N.A.Bank | Strong | Sound | Exceptional | Strong | Strong | $2,157Fees | 0.599%Above | 124 | |
12 | JPMorgan Chase Bank, National AssociationBank | Strong | Sound | Strong | Sound | Exceptional | $2,020Fees | 0.178%Above | 597 | |
13 | Premier BankBank | Strong | Strong | Sound | Sound | Strong | $1,348Fees | 0.505%Above | 138 | |
14 | Ixonia BankBank | Strong | Mediocre | Exceptional | Strong | Strong | $3,362Fees | 0.809%Above | 89 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.