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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Evansville
Updated February 5, 2026
Market Overview
46
Total Lenders
3,079
Total Loans
0.47%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FBC MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | Strong | $3,118 | +0.355% | 65 | |
2 | MORTGAGE MASTERS OF INDIANA, INC. | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,456 | +0.299% | 635 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,384 | +0.274% | 111 | |
4 | Fifth Third Bank, National Association | Exceptional | Exceptional | Strong | Strong | Strong | $563 | +0.380% | 93 | |
5 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Sound | $992 | +0.593% | 40 | |
6 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,585 | +0.503% | 184 | |
7 | Liberty | Strong | Acceptable | Strong | Strong | Exceptional | $983 | +0.329% | 609 | |
8 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,524 | +0.268% | 79 | |
9 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,541 | +1.156% | 36 | |
10 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Strong | Sound | $1,990 | +0.737% | 46 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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