Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | First Federal Bank, A FSBBank | Exceptional | Strong | Exceptional | Strong | Exceptional | $3,040Fees | 0.098%Above | 57 | |
2 | TOWNE MORTGAGE COMPANYIndependent Mortgage Company | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,172Fees | 0.540%Above | 95 | |
3 | Renasant BankBank | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,143Fees | 0.305%Above | 87 | |
4 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,088Fees | 0.201%Above | 39 | |
5 | GMFS LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Sound | $2,246Fees | 0.143%Above | 16 | |
6 | FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Sound | $3,464Fees | 0.554%Above | 15 | |
7 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,518Fees | 0.515%Above | 97 | |
8 | MORTGAGE INVESTORS GROUP, INC.Independent Mortgage Company | Strong | Sound | Exceptional | Strong | Strong | $2,022Fees | 0.401%Above | 26 | |
9 | SouthPoint BankBank | Strong | Strong | Strong | Strong | Sound | $598Fees | 0.711%Above | 10 | |
10 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Strong | $1,993Fees | 0.386%Above | 25 | |
11 | FirstBankBank | Strong | Sound | Exceptional | Strong | Sound | $3,393Fees | 0.166%Above | 14 | |
12 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Sound | $4,898Fees | 0.566%Above | 11 | |
13 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $2,835Fees | 0.372%Above | 48 | |
14 | STOCKTON MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $2,284Fees | 0.537%Above | 41 | |
15 | GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,998Fees | 0.790%Above | 38 | |
16 | HUNT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | Strong | $1,732Fees | 0.310%Above | 24 | |
17 | NEW AMERICAN FUNDING, LLCIndependent Mortgage Company | Sound | Mediocre | Exceptional | Sound | Sound | $2,681Fees | 0.706%Above | 13 | |
18 | ACOPIA, LLCIndependent Mortgage Company | Sound | Mediocre | Strong | Strong | Sound | $3,820Fees | 0.669%Above | 11 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.