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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Lebanon
Updated February 5, 2026
Market Overview
29
Total Lenders
1,232
Total Loans
0.31%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | PENNSYLVANIA STATE EMPLOYEES Credit Union | Exceptional | Exceptional | Strong | Exceptional | $666 | -0.088% | 73 | |
2 | MEMBERS 1ST | Strong | Strong | Strong | Strong | $1,798 | +0.198% | 32 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $2,220 | -0.041% | 41 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,815 | +0.521% | 130 | |
5 | Fulton Bank, National Association | Strong | Sound | Strong | Strong | $1,990 | +0.219% | 52 | |
6 | First National Bank of Pennsylvania | Strong | Sound | Strong | Strong | $892 | +0.171% | 45 | |
7 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Sound | $1,952 | +0.382% | 20 | |
8 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $3,632 | +0.559% | 220 | |
9 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $2,912 | +0.182% | 76 | |
10 | The Ephrata National Bank | Strong | Acceptable | Strong | Exceptional | $2,205 | +0.309% | 64 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $2,330 | +0.270% | 32 | |
12 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $2,479 | +0.202% | 29 | |
13 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Sound | $2,297 | +0.461% | 20 | |
14 | EMM LOANS LLC | Strong | Acceptable | Strong | Strong | $3,441 | +0.491% | 56 | |
15 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | $2,535 | +0.182% | 24 | |
16 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | $3,515 | +0.079% | 23 | |
17 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $2,694 | +0.558% | 41 | |
18 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $3,447 | +0.369% | 38 | |
19 | Mortgage Research Center, LLC | Sound | Acceptable | Strong | Sound | $1,218 | +0.071% | 25 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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