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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Company Lenders in Morristown

Updated February 6, 2026

Market Overview

17
Total Lenders
1,099
Total Loans
0.28%
Median Rate Spread
RankLenderOverallPricingProductPull ThroughPlaceAvg FeesSpreadVolumeAction
1
ROCKET MORTGAGE, LLC
Strong
Acceptable
Exceptional
Exceptional
Exceptional
$4,285+0.425%137
2
UNITED WHOLESALE MORTGAGE, LLC
Strong
Acceptable
Exceptional
Exceptional
Exceptional
$3,166+0.091%92
3
MORTGAGE INVESTORS GROUP, INC.
Strong
Acceptable
Exceptional
Strong
Exceptional
$2,721+0.417%96
4
UNION HOME MORTGAGE CORP.
Strong
Acceptable
Exceptional
Strong
Exceptional
$4,109+0.456%72
5
CMG MORTGAGE, INC.
Strong
Acceptable
Exceptional
Strong
Exceptional
$3,886+0.120%70
6
ARK-LA-TEX FINANCIAL SERVICES, LLC.
Strong
Sound
Exceptional
Strong
Sound
$1,085+0.399%15
7
LOANDEPOT.COM, LLC
Strong
Sound
Exceptional
Strong
Sound
$2,864+0.137%15
8
PENNYMAC LOAN SERVICES, LLC
Strong
Sound
Exceptional
Sound
Sound
$3,653+0.028%16
9
GUILD MORTGAGE COMPANY LLC
Strong
Acceptable
Exceptional
Strong
Sound
$3,746+0.511%16
10
MOVEMENT MORTGAGE, LLC
Strong
Acceptable
Exceptional
Strong
Sound
$3,317-0.010%16
11
NATIONSTAR MORTGAGE LLC
Strong
Acceptable
Exceptional
Strong
Sound
$3,210+0.647%13
12
NEWREZ LLC
Strong
Acceptable
Exceptional
Sound
Sound
$2,023+0.454%21
13
NEW AMERICAN FUNDING, LLC
Strong
Acceptable
Exceptional
Sound
Sound
$3,800+0.432%20
14
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Strong
Acceptable
Exceptional
Strong
Acceptable
$3,202+0.599%10
15
EVERETT FINANCIAL, INC.
Sound
Mediocre
Exceptional
Strong
Sound
$4,500+0.746%19
16
AMERICAN FINANCIAL RESOURCES, INC.
Sound
Acceptable
Strong
Sound
Sound
$4,635+0.761%15
17
Farm Credit Mid-America, ACA
Sound
Mediocre
Strong
Sound
Sound
$6,071+0.550%19

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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