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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Olympia
Updated February 5, 2026
Market Overview
27
Total Lenders
3,092
Total Loans
0.09%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $3,116 | -0.223% | 329 | |
2 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,996 | +0.349% | 207 | |
3 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $3,320 | -0.200% | 57 | |
4 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,508 | -0.357% | 36 | |
5 | NEWREZ LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,083 | -0.002% | 140 | |
6 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,596 | -0.012% | 69 | |
7 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Sound | $3,065 | +0.229% | 35 | |
8 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,563 | +0.122% | 241 | |
9 | MLD MORTGAGE INC. | Strong | Strong | Strong | Strong | Sound | $3,946 | -0.110% | 27 | |
10 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $5,276 | +0.173% | 351 | |
11 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,981 | +0.396% | 168 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,021 | +0.330% | 96 | |
13 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,018 | +0.458% | 37 | |
14 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Sound | $4,892 | +0.392% | 23 | |
15 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,714 | -0.173% | 22 | |
16 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Exceptional | Exceptional | $5,103 | +0.625% | 99 | |
17 | BAY EQUITY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,801 | +0.256% | 95 | |
18 | Primis Mortgage Company | Strong | Sound | Strong | Strong | Sound | $4,814 | +0.255% | 10 | |
19 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $6,237 | +0.292% | 21 | |
20 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $6,333 | +0.256% | 43 | |
21 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Acceptable | $2,903 | +0.377% | 10 | |
22 | NOVA FINANCIAL & INVESTMENT CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $5,469 | +0.489% | 12 | |
23 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Exceptional | Sound | Acceptable | $8,320 | -0.492% | 10 | |
24 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $3,692 | +0.114% | 34 | |
25 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Strong | Sound | $5,278 | +0.313% | 28 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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