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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best USDA Mortgage Lenders in Pittsburgh
Updated February 5, 2026
Market Overview
147
Total Lenders
22,872
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,284 | +0.420% | 1,464 | |
2 | First Commonwealth Bank | Exceptional | Strong | Strong | Strong | Exceptional | $986 | +0.282% | 422 | |
3 | PLAZA HOME MORTGAGE, INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,182 | +0.304% | 429 | |
4 | EQUITY RESOURCES, INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,412 | +0.273% | 372 | |
5 | Union Savings Bank | Strong | Sound | Strong | Strong | Exceptional | $1,199 | +0.085% | 343 | |
6 | SOMERSET TRUST COMPANY | Strong | Strong | Strong | Sound | Strong | $655 | -0.019% | 140 | |
7 | TOWNE MORTGAGE COMPANY | Strong | Sound | Exceptional | Strong | Strong | $1,549 | +0.383% | 90 | |
8 | WEST PENN FINANCIAL SERVICE CENTER, INC. | Strong | Sound | — | Strong | Exceptional | $1,960 | +0.267% | 567 | |
9 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,896 | +0.318% | 301 | |
10 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Sound | Strong | $2,054 | +0.511% | 140 | |
11 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,391 | +0.174% | 116 | |
12 | Sail Mortgage Corp. | Strong | Strong | — | Acceptable | Strong | $2,320 | -0.070% | 58 | |
13 | MOVEMENT MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Exceptional | $2,524 | +0.361% | 968 | |
14 | HOWARD HANNA FINANCIAL SERVICES, INC. | Strong | Acceptable | Strong | Sound | Exceptional | $2,358 | +0.252% | 926 | |
15 | UNION HOME MORTGAGE CORP. | Strong | Mediocre | Exceptional | Strong | Exceptional | $2,776 | +0.600% | 473 | |
16 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Exceptional | $2,794 | +0.447% | 434 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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