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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Credit Union Lenders in Wisconsin
Updated February 6, 2026
Market Overview
22
Total Lenders
65,281
Total Loans
0.31%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Community First | Exceptional | Exceptional | Exceptional | Exceptional | Exceptional | $604 | -0.335% | 1,153 | |
2 | Summit Credit Union | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $65 | -0.077% | 2,419 | |
3 | FOX COMMUNITIES Credit Union | Exceptional | Exceptional | Strong | Exceptional | Exceptional | $524 | -0.145% | 701 | |
4 | DUPACO COMMUNITY | Exceptional | Exceptional | Exceptional | Exceptional | Strong | $1,653 | -0.262% | 167 | |
5 | Royal Credit Union | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $498 | +0.101% | 1,070 | |
6 | EDUCATORS CREDIT UNION | Exceptional | Exceptional | Strong | Strong | Exceptional | $35 | -0.124% | 890 | |
7 | University of Wisconsin Credit Union | Exceptional | Strong | Exceptional | Strong | Exceptional | $398 | +0.153% | 2,546 | |
8 | COVANTAGE CREDIT UNION | Exceptional | Strong | Exceptional | Strong | Exceptional | $772 | +0.073% | 1,307 | |
9 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $570 | -0.446% | 313 | |
10 | Landmark Credit Union | Exceptional | Strong | Strong | Strong | Exceptional | $572 | +0.047% | 1,438 | |
11 | CAPITAL Credit Union | Exceptional | Strong | Strong | Strong | Exceptional | $624 | -0.156% | 598 | |
12 | ALTRA Federal Credit Union | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $530 | +0.348% | 558 | |
13 | VERVE, A CREDIT UNION | Exceptional | Exceptional | Sound | Strong | Strong | $654 | -0.067% | 145 | |
14 | KOHLER CREDIT UNION | Exceptional | Strong | Strong | Strong | Strong | $824 | -0.017% | 189 | |
15 | Westby Co-op Credit Union | Strong | Strong | Sound | Strong | Strong | $643 | +0.057% | 199 | |
16 | TRUSTONE FINANCIAL CREDIT UNION | Strong | Strong | Strong | Sound | Strong | $1,085 | +0.115% | 178 | |
17 | Blackhawk Community Credit Union | Strong | Strong | Sound | Strong | Strong | $881 | +0.201% | 140 | |
18 | WESTCONSIN Credit Union | Strong | Sound | Strong | Sound | Exceptional | $1,000 | +0.272% | 301 | |
19 | SIMPLICITY | Strong | Sound | Sound | Sound | Strong | $744 | +0.304% | 165 | |
20 | CO-OP Credit Union | Strong | Acceptable | Sound | Strong | Strong | $550 | +0.275% | 172 | |
21 | MARINE CREDIT UNION | Sound | Mediocre | Strong | Sound | Exceptional | $2,628 | +1.297% | 461 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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