Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | $2,558Fees | 0.017%Above | 81 | |
2 | First Financial Bank, National AssociationBank | Strong | Acceptable | Exceptional | Exceptional | $1,248Fees | 0.254%Above | 440 | |
3 | PRIMELENDING, A PLAINSCAPITAL COMPANYIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $3,631Fees | 0.257%Above | 230 | |
4 | ABILENE TEACHERS Federal Credit UnionCredit Union | Strong | Strong | Acceptable | Strong | $456Fees | 0.763%Above | 76 | |
5 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | $3,551Fees | 0.471%Above | 78 | |
6 | SWBC MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | $2,585Fees | 0.335%Above | 51 | |
7 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Strong | Sound | $2,163Fees | 0.538%Above | 32 | |
8 | GUARANTEED RATE, INC.Independent Mortgage Company | Strong | Sound | Strong | Sound | $2,205Fees | 0.553%Above | 21 | |
9 | City BankBank | Strong | Acceptable | Strong | Strong | $1,553Fees | 0.485%Above | 80 | |
10 | MORTGAGE FINANCIAL SERVICES, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $2,079Fees | 0.625%Above | 69 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | $3,077Fees | 0.677%Above | 35 | |
12 | Prosperity Home Mortgage, LLCIndependent Mortgage Company | Sound | Acceptable | Strong | Sound | $1,634Fees | 0.366%Above | 20 | |
13 | SUCCESS MORTGAGE PARTNERS, INC.Independent Mortgage Company | Sound | Mediocre | Strong | Strong | $3,721Fees | 0.749%Above | 60 | |
14 | SUMMIT FUNDING, INC.Independent Mortgage Company | Sound | Mediocre | Exceptional | Sound | $3,624Fees | 0.659%Above | 34 | |
15 | ENVOY MORTGAGE, LTDIndependent Mortgage Company | Sound | Acceptable | Sound | Sound | $1,893Fees | 0.451%Above | 22 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.