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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in College Station
Updated February 5, 2026
Market Overview
50
Total Lenders
2,059
Total Loans
0.24%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,128 | +0.015% | 266 | |
2 | NAVY FEDERAL CREDIT UNION | Strong | Exceptional | Sound | Sound | $1,344 | -0.408% | 25 | |
3 | Extraco Banks, National Association | Strong | Sound | Strong | Exceptional | $1,518 | -0.028% | 60 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,998 | +0.511% | 133 | |
5 | First Financial Bank, National Association | Strong | Acceptable | Exceptional | Exceptional | $1,256 | +0.430% | 89 | |
6 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $2,128 | +0.096% | 73 | |
7 | VeraBank, National Association | Strong | Sound | Strong | Strong | $1,149 | +0.245% | 39 | |
8 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Sound | $2,387 | +0.138% | 24 | |
9 | PILGRIM MORTGAGE LLC | Strong | Acceptable | Strong | Exceptional | $3,729 | +0.342% | 132 | |
10 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $2,607 | +0.479% | 79 | |
11 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $3,949 | +0.287% | 73 | |
12 | City Bank | Strong | Acceptable | Strong | Exceptional | $2,431 | +0.489% | 69 | |
13 | NEW FED MORTGAGE, CORP. | Strong | Acceptable | Strong | Exceptional | $3,870 | +0.319% | 64 | |
14 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Sound | Strong | $1,785 | +0.187% | 54 | |
15 | Wallick & Volk, Inc. | Strong | Acceptable | Exceptional | Strong | $3,005 | +0.544% | 43 | |
16 | Flagstar Bank, N.A. | Strong | Acceptable | Strong | Strong | $1,860 | +0.229% | 50 | |
17 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | $3,672 | +0.317% | 26 | |
18 | Prosperity Bank | Strong | Sound | Acceptable | Strong | $1,082 | +0.280% | 26 | |
19 | GREATER TEXAS FEDERAL CREDIT UNION | Strong | Sound | Acceptable | Strong | $932 | +0.036% | 26 | |
20 | THE LOAN STORE, INC. | Sound | Acceptable | Strong | Sound | $2,006 | +0.213% | 21 | |
21 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $4,208 | +0.286% | 20 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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