Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | PREMIUM MORTGAGE CORPORATIONIndependent Mortgage Company | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $1,224Fees | 0.257%Above | 4,446 | |
2 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Exceptional | $3,704Fees | 0.243%Above | 9,211 | |
3 | NEWREZ LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,893Fees | 0.435%Above | 1,471 | |
4 | HOMESTEAD FUNDING CORP.Independent Mortgage Company | Exceptional | Strong | Strong | Strong | Exceptional | $1,620Fees | 0.125%Above | 3,576 | |
5 | PLAZA HOME MORTGAGE, INC.Independent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,292Fees | 0.391%Above | 1,387 | |
6 | AMERICAN FINANCIAL NETWORK, INC.Independent Mortgage Company | Strong | Sound | Exceptional | Strong | Strong | $1,403Fees | 0.596%Above | 466 | |
7 | PRIMELENDING, A PLAINSCAPITAL COMPANYIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,270Fees | 0.460%Above | 1,189 | |
8 | GUARANTEED RATE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $2,643Fees | 0.159%Above | 945 | |
9 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Exceptional | $2,854Fees | 0.406%Above | 1,702 | |
10 | EVERETT FINANCIAL, INC.Independent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Strong | $2,883Fees | 0.483%Above | 678 | |
11 | ABSOLUTE HOME MORTGAGE CORPORATIONIndependent Mortgage Company | Sound | Mediocre | Sound | Acceptable | Strong | $2,796Fees | 0.856%Above | 233 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.