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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Jumbo Mortgage Bank Lenders in Ohio
Updated February 6, 2026
Market Overview
22
Total Lenders
133,713
Total Loans
0.39%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | U.S. Bank National Association | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $1,057 | +0.311% | 1,603 | |
2 | Wells Fargo Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $2,252 | +0.131% | 359 | |
3 | Bank of America, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $1,352 | -0.271% | 320 | |
4 | Fifth Third Bank, National Association | Exceptional | Strong | Exceptional | Strong | Exceptional | $610 | +0.329% | 3,118 | |
5 | LCNB National Bank | Exceptional | Exceptional | — | Strong | Exceptional | $786 | +0.088% | 526 | |
6 | KeyBank National Association | Exceptional | Strong | Exceptional | Sound | Exceptional | $1,252 | +0.185% | 997 | |
7 | Citizens Bank, National Association | Exceptional | Strong | Exceptional | Strong | Strong | $248 | +0.195% | 766 | |
8 | The State Bank and Trust Company | Exceptional | Strong | Strong | Strong | Exceptional | $1,292 | +0.061% | 563 | |
9 | WesBanco Bank, Inc. | Exceptional | Strong | Exceptional | Strong | Strong | $1,462 | +0.199% | 414 | |
10 | JPMorgan Chase Bank, National Association | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,018 | +0.228% | 2,884 | |
11 | Third Federal Savings and Loan Association of Cleveland | Exceptional | Strong | Strong | Sound | Exceptional | $839 | +0.086% | 1,805 | |
12 | PNC Bank, National Association | Exceptional | Sound | Exceptional | Strong | Exceptional | -$136 | +0.211% | 1,198 | |
13 | First Financial Bank | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,522 | +0.441% | 914 | |
14 | First Federal Savings and Loan Association of Lakewood | Strong | Sound | Strong | Strong | Exceptional | $966 | +0.241% | 836 | |
15 | Civista Bank | Strong | Sound | Strong | Strong | Exceptional | $917 | +0.163% | 671 | |
16 | First National Bank of Pennsylvania | Strong | Sound | Exceptional | Strong | Strong | $1,126 | +0.134% | 543 | |
17 | The Farmers National Bank of Canfield | Strong | Sound | Strong | Strong | Exceptional | $1,227 | +0.389% | 473 | |
18 | The Huntington National Bank | Strong | Acceptable | Exceptional | Strong | Exceptional | $299 | +0.429% | 8,206 | |
19 | Union Savings Bank | Strong | Acceptable | Exceptional | Strong | Exceptional | $984 | +0.172% | 3,119 | |
20 | Guardian Savings Bank | Strong | Sound | Strong | Strong | Strong | $1,124 | +0.172% | 405 | |
21 | The Park National Bank | Strong | Acceptable | Strong | Strong | Exceptional | $1,325 | +0.430% | 1,229 | |
22 | Dollar Bank, Federal Savings Bank | Strong | Acceptable | Exceptional | Strong | Strong | $903 | +0.287% | 313 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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