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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Pueblo
Updated February 5, 2026
Market Overview
42
Total Lenders
1,997
Total Loans
0.20%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | ENT Credit Union | Exceptional | Strong | Strong | Exceptional | $1,779 | -0.006% | 164 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,333 | +0.071% | 425 | |
3 | U.S. Bank National Association | Strong | Strong | Strong | Sound | $1,884 | +0.204% | 24 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,546 | +0.286% | 203 | |
5 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $3,758 | +0.149% | 46 | |
6 | Zions Bancorporation, N.A. | Strong | Strong | Sound | Sound | $2,175 | -0.037% | 24 | |
7 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $3,620 | +0.421% | 38 | |
8 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $4,759 | +0.536% | 37 | |
9 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | $3,476 | -0.302% | 34 | |
10 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Sound | $1,851 | +0.235% | 29 | |
11 | The Central Trust Bank | Strong | Sound | Strong | Sound | $3,334 | +0.127% | 25 | |
12 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $3,389 | -0.282% | 23 | |
13 | LOWER, LLC | Strong | Acceptable | Strong | Strong | $3,992 | +0.383% | 106 | |
14 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $4,378 | +0.609% | 83 | |
15 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Strong | Strong | $4,133 | +0.399% | 62 | |
16 | CORNERSTONE CAPITAL BANK, SSB | Strong | Acceptable | Strong | Strong | $2,633 | +0.383% | 45 | |
17 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Strong | Strong | $3,328 | +0.693% | 40 | |
18 | NFM, INC. | Strong | Acceptable | Exceptional | Sound | $3,213 | +0.042% | 25 | |
19 | GoodLeap, LLC | Strong | Sound | Sound | Sound | $3,616 | -0.101% | 20 | |
20 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $5,029 | +0.162% | 68 | |
21 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $4,176 | +0.782% | 43 | |
22 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Sound | Mediocre | Strong | Sound | $4,489 | +0.051% | 20 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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