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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Seattle
Updated February 5, 2026
Market Overview
154
Total Lenders
22,150
Total Loans
0.18%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,310 | +0.030% | 1,435 | |
2 | NBKC BANK | Exceptional | Exceptional | Exceptional | Strong | Strong | -$101 | -0.226% | 84 | |
3 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $827 | -0.674% | 124 | |
4 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,152 | +0.321% | 1,385 | |
5 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,667 | +0.321% | 849 | |
6 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,364 | -0.002% | 383 | |
7 | OriginPoint, LLC | Exceptional | Strong | Strong | Strong | Exceptional | $2,549 | +0.251% | 351 | |
8 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $2,440 | +0.187% | 213 | |
9 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $1,667 | -0.025% | 89 | |
10 | SAMMAMISH MORTGAGE COMPANY | Exceptional | Strong | Strong | Sound | Exceptional | $566 | +0.021% | 395 | |
11 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,225 | +0.061% | 1,361 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,910 | +0.312% | 558 | |
13 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $2,105 | +0.326% | 370 | |
14 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,494 | +0.135% | 360 | |
15 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,702 | +0.375% | 1,094 | |
16 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,320 | +0.336% | 723 | |
17 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,262 | +0.296% | 284 | |
18 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Sound | $3,957 | +0.256% | 49 | |
19 | BAY EQUITY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,394 | +0.105% | 345 | |
20 | 1st Security Bank of Washington | Strong | Acceptable | Strong | Strong | Exceptional | $3,370 | +0.142% | 221 | |
21 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $8,544 | -0.479% | 87 | |
22 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Exceptional | Strong | $5,290 | +0.439% | 252 | |
23 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $1,923 | +0.083% | 64 | |
24 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $5,416 | +0.413% | 305 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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