🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Credit Union Mortgage Lenders in Wisconsin
Updated February 6, 2026
Market Overview
22
Total Lenders
16,704
Total Loans
0.06%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | Community First | Exceptional | Exceptional | Exceptional | Exceptional | $604 | -0.335% | 1,153 | |
2 | FOX COMMUNITIES Credit Union | Exceptional | Exceptional | Exceptional | Exceptional | $524 | -0.145% | 701 | |
3 | Summit Credit Union | Exceptional | Exceptional | Strong | Exceptional | $65 | -0.077% | 2,419 | |
4 | EDUCATORS CREDIT UNION | Exceptional | Exceptional | Strong | Exceptional | $35 | -0.124% | 890 | |
5 | DUPACO COMMUNITY | Exceptional | Exceptional | Exceptional | Strong | $1,653 | -0.262% | 167 | |
6 | Royal Credit Union | Exceptional | Strong | Exceptional | Exceptional | $498 | +0.101% | 1,070 | |
7 | University of Wisconsin Credit Union | Exceptional | Strong | Strong | Exceptional | $398 | +0.153% | 2,546 | |
8 | Landmark Credit Union | Exceptional | Strong | Strong | Exceptional | $572 | +0.047% | 1,438 | |
9 | COVANTAGE CREDIT UNION | Exceptional | Strong | Strong | Exceptional | $772 | +0.073% | 1,307 | |
10 | CAPITAL Credit Union | Exceptional | Strong | Strong | Exceptional | $624 | -0.156% | 598 | |
11 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $570 | -0.446% | 313 | |
12 | VERVE, A CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $654 | -0.067% | 145 | |
13 | ALTRA Federal Credit Union | Strong | Sound | Exceptional | Exceptional | $530 | +0.348% | 558 | |
14 | Westby Co-op Credit Union | Strong | Strong | Strong | Strong | $643 | +0.057% | 199 | |
15 | Blackhawk Community Credit Union | Strong | Strong | Strong | Strong | $881 | +0.201% | 140 | |
16 | KOHLER CREDIT UNION | Strong | Strong | Sound | Strong | $824 | -0.017% | 189 | |
17 | TRUSTONE FINANCIAL CREDIT UNION | Strong | Strong | Sound | Strong | $1,085 | +0.115% | 178 | |
18 | WESTCONSIN Credit Union | Strong | Sound | Acceptable | Exceptional | $1,000 | +0.272% | 301 | |
19 | SIMPLICITY | Strong | Sound | Sound | Strong | $744 | +0.304% | 165 | |
20 | CO-OP Credit Union | Strong | Acceptable | Strong | Strong | $550 | +0.275% | 172 | |
21 | MARINE CREDIT UNION | Sound | Mediocre | Sound | Exceptional | $2,628 | +1.297% | 461 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Wisconsin
No credit impact
3-minute process
100% free