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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Mortgage Company Lenders in Yuma

Updated February 5, 2026

Market Overview

14
Total Lenders
2,115
Total Loans
0.51%
Median Rate Spread
RankLenderOverallPricingPull ThroughPlaceAvg FeesSpreadVolumeAction
1
UNITED WHOLESALE MORTGAGE, LLC
Strong
Sound
Exceptional
Exceptional
$3,476+0.264%489
2
NOVA FINANCIAL & INVESTMENT CORPORATION
Strong
Acceptable
Exceptional
Exceptional
$3,093+0.460%489
3
GUILD MORTGAGE COMPANY LLC
Strong
Acceptable
Exceptional
Strong
$4,919+0.555%188
4
ROCKET MORTGAGE, LLC
Strong
Acceptable
Exceptional
Strong
$4,180+0.359%162
5
FREEDOM MORTGAGE CORPORATION
Strong
Sound
Strong
Sound
$1,719-0.013%27
6
PENNYMAC LOAN SERVICES, LLC
Strong
Sound
Strong
Sound
$2,085-0.102%21
7
CROSSCOUNTRY MORTGAGE, LLC
Strong
Acceptable
Strong
Strong
$4,060+0.416%226
8
EFINITY FINANCIAL INC.
Strong
Mediocre
Exceptional
Exceptional
$3,815+0.758%121
9
CMG MORTGAGE, INC.
Strong
Acceptable
Exceptional
Sound
$4,479+0.127%33
10
PRIMELENDING, A PLAINSCAPITAL COMPANY
Strong
Acceptable
Exceptional
Sound
$2,807+0.722%23
11
GENEVA FINANCIAL, LLC
Sound
Mediocre
Exceptional
Strong
$4,098+0.604%56
12
RESIDENTIAL WHOLESALE MORTGAGE, INC.
Sound
Acceptable
Strong
Sound
$2,487+0.690%22
13
SECURITYNATIONAL MORTGAGE COMPANY
Sound
Mediocre
Strong
Strong
$5,059+0.828%55

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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