Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,236Fees | 0.302%Above | 89 | |
2 | GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,303Fees | 0.516%Above | 133 | |
3 | Jonah Bank of WyomingBank | Strong | Acceptable | Strong | Exceptional | Exceptional | $3,610Fees | 0.019%Below | 78 | |
4 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,867Fees | 0.189%Above | 30 | |
5 | WESTERN VISTACredit Union | Strong | Acceptable | Sound | Exceptional | Exceptional | $3,567Fees | 0.006%Below | 104 | |
6 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $6,174Fees | 0.313%Above | 65 | |
7 | PRIMARY RESIDENTIAL MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $5,568Fees | 0.273%Above | 28 | |
8 | Servion, Inc.Independent Mortgage Company | Strong | Sound | Strong | Strong | Sound | $4,896Fees | 0.003%Below | 10 | |
9 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $4,507Fees | 0.456%Above | 20 | |
10 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $4,506Fees | 0.276%Above | 16 | |
11 | PRIMELENDING, A PLAINSCAPITAL COMPANYIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $1,513Fees | 0.670%Above | 13 | |
12 | KIND LENDING, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $3,422Fees | 0.054%Above | 12 | |
13 | NATIONSTAR MORTGAGE LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $3,955Fees | 0.009%Above | 12 | |
14 | Wallick & Volk, Inc.Independent Mortgage Company | Strong | Mediocre | Strong | Strong | Exceptional | $5,417Fees | 0.454%Above | 94 | |
15 | Glacier BankBank | Strong | Acceptable | Exceptional | Sound | Sound | $3,583Fees | 0.372%Above | 15 | |
16 | UNIWYO FEDERAL CREDIT UNIONCredit Union | Sound | Acceptable | Sound | Sound | Sound | $4,004Fees | 0.201%Above | 18 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.