🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Bank Lenders in Colorado
Updated February 6, 2026
Market Overview
17
Total Lenders
82,332
Total Loans
0.21%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | NBKC BANK | Exceptional | Exceptional | Exceptional | Strong | Strong | $444 | -0.294% | 207 | |
2 | CORNERSTONE CAPITAL BANK, SSB | Exceptional | Strong | Exceptional | Exceptional | Strong | $4,422 | +0.407% | 394 | |
3 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Strong | $635 | -0.038% | 832 | |
4 | The Huntington National Bank | Exceptional | Strong | Exceptional | Strong | Strong | $1,512 | +0.129% | 501 | |
5 | JPMorgan Chase Bank, National Association | Exceptional | Strong | Exceptional | Sound | Strong | $2,182 | +0.055% | 1,207 | |
6 | USAA Federal Savings Bank | Exceptional | Strong | Exceptional | Sound | Strong | $2,376 | -0.143% | 253 | |
7 | First Western Trust Bank | Strong | Sound | Strong | Strong | Exceptional | $1,616 | +0.076% | 599 | |
8 | Plains Commerce Bank | Strong | Sound | Exceptional | Strong | Strong | $2,998 | +0.085% | 416 | |
9 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Strong | $2,992 | +0.150% | 252 | |
10 | The Central Trust Bank | Strong | Sound | Strong | Strong | Strong | $2,190 | +0.107% | 554 | |
11 | Wells Fargo Bank, National Association | Strong | Sound | Exceptional | Sound | Strong | $2,368 | +0.003% | 470 | |
12 | NBH Bank | Strong | Sound | Strong | Strong | Strong | $2,214 | +0.237% | 345 | |
13 | Northpointe Bank | Strong | Sound | Strong | Strong | Strong | $3,812 | +0.124% | 272 | |
14 | BOKF, National Association | Strong | Acceptable | Strong | Strong | Strong | $1,081 | +0.251% | 514 | |
15 | Sunflower Bank, National Association | Strong | Acceptable | Strong | Strong | Strong | $821 | -0.086% | 357 | |
16 | Bank of Colorado | Strong | Acceptable | — | Sound | Exceptional | $3,367 | +0.199% | 518 | |
17 | Ixonia Bank | Strong | Mediocre | Exceptional | Strong | Strong | $3,491 | +0.474% | 482 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
ColoradoVA
No credit impact
3-minute process
100% free