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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Dalton
Updated February 6, 2026
Market Overview
30
Total Lenders
1,019
Total Loans
0.45%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FirstBank | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,887 | +0.397% | 116 | |
2 | Truist Bank | Exceptional | Strong | Exceptional | Strong | Sound | $1,668 | +0.474% | 11 | |
3 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,975 | +0.460% | 132 | |
4 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $2,873 | +0.144% | 22 | |
5 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,868 | +0.715% | 69 | |
6 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,521 | +0.405% | 68 | |
7 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,164 | +0.221% | 46 | |
8 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $3,355 | +0.353% | 18 | |
9 | Ameris Bank | Strong | Sound | Exceptional | Strong | Sound | $3,463 | +0.269% | 15 | |
10 | GEORGIA UNITED | Strong | Acceptable | Strong | Strong | Exceptional | $2,707 | +0.300% | 66 | |
11 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,359 | +0.575% | 40 | |
12 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $4,773 | +0.675% | 38 | |
13 | Renasant Bank | Strong | Acceptable | Exceptional | Strong | Strong | $3,537 | +0.320% | 34 | |
14 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,981 | +0.555% | 34 | |
15 | Regions Bank | Strong | Acceptable | Exceptional | Strong | Strong | $806 | +0.554% | 25 | |
16 | TENNESSEE VALLEY FCU | Strong | Acceptable | Strong | Strong | Strong | $3,200 | +0.090% | 21 | |
17 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,143 | +0.205% | 18 | |
18 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Sound | $3,342 | +0.408% | 13 | |
19 | SUMMIT FUNDING, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $5,512 | +0.931% | 43 | |
20 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,950 | +0.866% | 17 | |
21 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $3,649 | +0.744% | 11 | |
22 | TJC Mortgage, Inc. | Sound | Mediocre | Strong | Sound | Sound | $4,671 | +0.257% | 13 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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Dalton, GAConventional
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