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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Dover
Updated February 5, 2026
Market Overview
25
Total Lenders
1,923
Total Loans
0.33%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | NATION ONE MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | $2,997 | -0.096% | 27 | |
2 | KEYSTONE FUNDING, INC. | Strong | Sound | Exceptional | Exceptional | $3,803 | +0.202% | 179 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,613 | +0.033% | 125 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,779 | +0.347% | 193 | |
5 | PIKE CREEK MORTGAGE SERVICES, INC. | Strong | Acceptable | Exceptional | Exceptional | $3,759 | +0.354% | 163 | |
6 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | $3,653 | +0.253% | 97 | |
7 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,674 | +0.500% | 38 | |
8 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $3,385 | +0.053% | 33 | |
9 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,346 | -0.002% | 31 | |
10 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $4,065 | +0.205% | 66 | |
11 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | $3,490 | +0.496% | 33 | |
12 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $1,778 | +0.409% | 66 | |
13 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,937 | +0.448% | 47 | |
14 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Strong | Strong | $369 | +0.441% | 31 | |
15 | NFM, INC. | Strong | Acceptable | Exceptional | Sound | $4,513 | +0.391% | 29 | |
16 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | $2,581 | +0.039% | 28 | |
17 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | $3,335 | +0.081% | 20 | |
18 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $3,330 | +0.214% | 35 | |
19 | TIDEWATER MORTGAGE SERVICES, INC. | Sound | Acceptable | Strong | Sound | $2,273 | +0.316% | 23 | |
20 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $5,030 | +0.458% | 23 | |
21 | LOWER, LLC | Sound | Acceptable | Strong | Sound | $3,351 | +0.843% | 20 | |
22 | MICHIGAN MUTUAL, INC. | Sound | Acceptable | Strong | Sound | $3,881 | +0.598% | 20 | |
23 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Sound | Mediocre | Strong | Strong | $4,176 | +0.562% | 65 | |
24 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Sound | Mediocre | Strong | Strong | $5,256 | +0.513% | 37 | |
25 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Strong | $5,836 | +0.270% | 32 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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