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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Dover
Updated February 5, 2026
Market Overview
24
Total Lenders
2,296
Total Loans
0.25%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,779 | +0.347% | 193 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,613 | +0.033% | 125 | |
3 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,385 | +0.053% | 33 | |
4 | PIKE CREEK MORTGAGE SERVICES, INC. | Strong | Acceptable | Strong | Exceptional | Exceptional | $3,759 | +0.354% | 163 | |
5 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,653 | +0.253% | 97 | |
6 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,346 | -0.002% | 31 | |
7 | KEYSTONE FUNDING, INC. | Strong | Acceptable | Strong | Strong | Exceptional | $3,803 | +0.202% | 179 | |
8 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,065 | +0.205% | 66 | |
9 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $4,176 | +0.562% | 65 | |
10 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,937 | +0.448% | 47 | |
11 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $3,490 | +0.496% | 33 | |
12 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $369 | +0.441% | 31 | |
13 | MLD MORTGAGE INC. | Strong | Sound | Strong | Strong | Sound | $2,283 | +0.054% | 10 | |
14 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,330 | +0.214% | 35 | |
15 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,581 | +0.039% | 28 | |
16 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $5,030 | +0.458% | 23 | |
17 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $3,335 | +0.081% | 20 | |
18 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,426 | +0.335% | 11 | |
19 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Strong | Mediocre | Exceptional | Strong | Strong | $5,256 | +0.513% | 37 | |
20 | Luminate Home Loans, Inc. | Strong | Mediocre | Exceptional | Strong | Strong | $5,836 | +0.270% | 32 | |
21 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,563 | +0.531% | 17 | |
22 | NFM, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $4,513 | +0.391% | 29 | |
23 | EMBRACE HOME LOANS, INC. | Sound | Acceptable | Strong | Sound | Sound | $4,896 | +0.348% | 11 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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Dover, DEConventional
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