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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Greenville
Updated February 5, 2026
Market Overview
31
Total Lenders
1,581
Total Loans
0.15%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | STATE EMPLOYEES' | Exceptional | Strong | Strong | Exceptional | $2,053 | -0.653% | 198 | |
2 | Truist Bank | Exceptional | Strong | Strong | Exceptional | $1,088 | -0.060% | 138 | |
3 | First-Citizens Bank & Trust Company | Strong | Strong | Strong | Strong | $1,494 | +0.001% | 47 | |
4 | Southern Bank and Trust Company | Strong | Strong | Strong | Strong | $1,189 | +0.080% | 37 | |
5 | NAVY FEDERAL CREDIT UNION | Strong | Exceptional | Sound | Sound | $558 | -0.502% | 31 | |
6 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $2,902 | +0.153% | 43 | |
7 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,188 | +0.321% | 175 | |
8 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | $3,529 | +0.417% | 122 | |
9 | Alcova Mortgage LLC | Strong | Acceptable | Exceptional | Exceptional | $2,664 | +0.067% | 86 | |
10 | Towne Bank | Strong | Acceptable | Exceptional | Exceptional | $2,634 | +0.345% | 76 | |
11 | American Security Mortgage Corp. | Strong | Sound | Strong | Strong | $2,445 | -0.015% | 61 | |
12 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $2,249 | -0.180% | 44 | |
13 | INSPIRE HOME LOANS INC. | Strong | Sound | Strong | Strong | -$147 | +0.501% | 39 | |
14 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $2,814 | +0.405% | 40 | |
15 | Integrity Home Mortgage Corporation | Strong | Acceptable | Exceptional | Strong | $4,021 | +0.446% | 30 | |
16 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $1,021 | +0.859% | 49 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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