Safe Rate Rankings

Best All Lender Mortgage Lenders in Greenville

Updated May 20, 2026

⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

📊 HMDA 2024Built using publicly available originated loan data from the federal government.

🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.

Market

Total Lenders31

Total Loans1,581

Median Rate Spread0.15%

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Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Rate Spread	# of Loans
1	STATE EMPLOYEES'Credit Union	Exceptional	Strong	Strong	Exceptional	$2,053Fees	0.653%Below	198
2	Truist BankBank	Exceptional	Strong	Strong	Exceptional	$1,088Fees	0.060%Below	138
3	First-Citizens Bank & Trust CompanyBank	Strong	Strong	Strong	Strong	$1,494Fees	0.001%Above	47
4	Southern Bank and Trust CompanyBank	Strong	Strong	Strong	Strong	$1,189Fees	0.080%Above	37
5	NAVY FEDERAL CREDIT UNIONCredit Union	Strong	Exceptional	Sound	Sound	$558Fees	0.502%Below	31
6	UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company	Strong	Sound	Exceptional	Strong	$2,902Fees	0.153%Above	43
7	ROCKET MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	$4,188Fees	0.321%Above	175
8	ATLANTIC BAY MORTGAGE GROUP, L.L.C.Independent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	$3,529Fees	0.417%Above	122
9	Alcova Mortgage LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	$2,664Fees	0.067%Above	86
10	Towne BankBank	Strong	Acceptable	Exceptional	Exceptional	$2,634Fees	0.345%Above	76
11	American Security Mortgage Corp.Independent Mortgage Company	Strong	Sound	Strong	Strong	$2,445Fees	0.015%Below	61
12	JPMorgan Chase Bank, National AssociationBank	Strong	Sound	Strong	Strong	$2,249Fees	0.180%Below	44
13	INSPIRE HOME LOANS INC.Independent Mortgage Company	Strong	Sound	Strong	Strong	$147Credit	0.501%Above	39
14	MOVEMENT MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	$2,814Fees	0.405%Above	40
15	Integrity Home Mortgage CorporationIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	$4,021Fees	0.446%Above	30
16	Mortgage Research Center, LLCIndependent Mortgage Company	Strong	Acceptable	Strong	Strong	$1,021Fees	0.859%Above	49

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.