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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Lafayette
Updated February 5, 2026
Market Overview
19
Total Lenders
1,323
Total Loans
0.59%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | RUOFF MORTGAGE COMPANY, INC. | Strong | Sound | Strong | Exceptional | $1,871 | +0.443% | 169 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $2,935 | +0.504% | 163 | |
3 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,228 | +0.431% | 191 | |
4 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $3,068 | +0.567% | 189 | |
5 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Sound | $7,219 | +0.169% | 31 | |
6 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | $1,462 | +0.445% | 26 | |
7 | MJW FINANCIAL LLC | Strong | Sound | Strong | Sound | $2,245 | +0.528% | 23 | |
8 | FAIR WAY LENDING LLC | Strong | Acceptable | Strong | Strong | $2,725 | +0.905% | 29 | |
9 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | $2,728 | +0.750% | 20 | |
10 | GoodLeap, LLC | Strong | Sound | Sound | Sound | $5,356 | +0.269% | 20 | |
11 | HALLMARK HOME MORTGAGE, LLC | Sound | Mediocre | Exceptional | Strong | $1,823 | +0.720% | 50 | |
12 | GVC MORTGAGE, INC. | Sound | Mediocre | Exceptional | Strong | $3,340 | +0.466% | 45 | |
13 | STOCKTON MORTGAGE CORPORATION | Sound | Acceptable | Strong | Sound | $2,466 | +0.462% | 37 | |
14 | Mortgage Research Center, LLC | Sound | Acceptable | Strong | Sound | $1,574 | +0.803% | 36 | |
15 | Prosperity Home Mortgage, LLC | Sound | Acceptable | Strong | Sound | $2,229 | +0.332% | 32 | |
16 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Sound | Acceptable | Strong | Sound | $2,310 | +0.381% | 29 | |
17 | NEWREZ LLC | Sound | Acceptable | Sound | Sound | $3,033 | +0.428% | 38 | |
18 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Sound | $2,768 | +0.354% | 21 | |
19 | CALCON MUTUAL MORTGAGE LLC | Sound | Mediocre | Sound | Strong | $3,176 | +0.714% | 49 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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