Safe Rate Rankings

Best Mortgage Lenders in Longview

Updated February 5, 2026

⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

📊 HMDA 2024Built using publicly available originated loan data from the federal government.

🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.

Market

Total Lenders39

Total Loans1,942

Median Rate Spread0.51%

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Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Rate Spread	# of Loans
1	EAST TEXAS PROFESSIONAL Credit UnionCredit Union	Exceptional	Strong	Strong	Exceptional	$41Fees	0.593%Above	119
2	UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company	Strong	Sound	Exceptional	Exceptional	$2,950Fees	0.275%Above	202
3	VeraBank, National AssociationBank	Strong	Sound	Strong	Exceptional	$811Fees	0.154%Above	73
4	Origin BankBank	Strong	Strong	Strong	Sound	$802Fees	0.305%Above	23
5	ROCKET MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	$3,840Fees	0.496%Above	206
6	GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	$4,001Fees	0.544%Above	188
7	FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	$3,058Fees	0.721%Above	121
8	Cadence BankBank	Strong	Sound	Strong	Strong	$2,581Fees	0.230%Above	64
9	LOANDEPOT.COM, LLCIndependent Mortgage Company	Strong	Sound	Strong	Strong	$3,466Fees	0.617%Above	45
10	EASTMAN CREDIT UNIONCredit Union	Strong	Acceptable	Strong	Exceptional	$1,570Fees	0.441%Above	209
11	T2 FINANCIAL LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	$4,212Fees	0.755%Above	45
12	UNION HOME MORTGAGE CORP.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	$3,039Fees	1.226%Above	40
13	CMG MORTGAGE, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	$2,899Fees	0.899%Above	35
14	JPMorgan Chase Bank, National AssociationBank	Strong	Sound	Strong	Sound	$2,140Fees	0.213%Above	26
15	Mortgage Research Center, LLCIndependent Mortgage Company	Strong	Acceptable	Strong	Strong	$1,223Fees	0.470%Above	78
16	MORTGAGE FINANCIAL SERVICES, LLCIndependent Mortgage Company	Strong	Acceptable	Strong	Strong	$2,609Fees	0.700%Above	47
17	CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Strong	Strong	$3,569Fees	0.812%Above	34
18	TEXAS MORTGAGE LENDING, LLCIndependent Mortgage Company	Strong	Sound	Sound	Sound	$1,771Fees	0.238%Above	24
19	NATIONSTAR MORTGAGE LLCIndependent Mortgage Company	Sound	Acceptable	Strong	Sound	$3,182Fees	0.639%Above	25
20	NEWREZ LLCIndependent Mortgage Company	Sound	Acceptable	Sound	Sound	$1,708Fees	0.404%Above	26
21	Austin Bank, Texas National AssociationBank	Sound	Mediocre	Acceptable	Strong	$861Fees	0.709%Above	57

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.