Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Red River BankBank | Exceptional | Exceptional | Strong | Strong | Exceptional | $1,037Fees | 0.088%Below | 583 | |
2 | NAVY FEDERAL CREDIT UNIONCredit Union | Exceptional | Exceptional | Exceptional | Sound | Strong | $482Fees | 0.428%Below | 380 | |
3 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,776Fees | 0.322%Above | 2,971 | |
4 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,451Fees | 0.415%Above | 986 | |
5 | JPMorgan Chase Bank, National AssociationBank | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,031Fees | 0.282%Above | 897 | |
6 | BankPlusBank | Exceptional | Strong | Strong | Strong | Strong | $1,144Fees | 0.114%Above | 75 | |
7 | Regions BankBank | Strong | Sound | Exceptional | Strong | Strong | $2,104Fees | 0.386%Above | 415 | |
8 | First Horizon BankBank | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,906Fees | 0.143%Above | 622 | |
9 | FIDELITY BANKBank | Strong | Acceptable | Strong | Strong | Exceptional | $3,098Fees | 0.399%Above | 1,167 | |
10 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,301Fees | 0.586%Above | 499 | |
11 | HANCOCK WHITNEY BANKBank | Strong | Acceptable | Strong | Sound | Exceptional | $1,895Fees | 0.132%Above | 799 | |
12 | NEWREZ LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Strong | $1,784Fees | 0.442%Above | 561 | |
13 | Home Bank, National AssociationBank | Strong | Sound | Sound | Sound | Strong | $1,209Fees | 0.195%Above | 128 | |
14 | Cadence BankBank | Strong | Mediocre | Exceptional | Strong | Strong | $1,830Fees | 0.389%Above | 235 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.