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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Louisiana
Updated February 6, 2026
Market Overview
190
Total Lenders
34,130
Total Loans
0.40%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | $100 | -0.234% | 1,884 | |
2 | Red River Bank | Exceptional | Exceptional | Strong | Exceptional | $1,037 | -0.088% | 583 | |
3 | HANCOCK WHITNEY BANK | Exceptional | Strong | Strong | Exceptional | $1,895 | +0.132% | 799 | |
4 | Origin Bank | Exceptional | Strong | Strong | Exceptional | $1,166 | +0.217% | 387 | |
5 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $482 | -0.428% | 380 | |
6 | CREDIT HUMAN FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $1,433 | +0.168% | 99 | |
7 | GMFS LLC | Strong | Sound | Exceptional | Exceptional | $1,759 | +0.282% | 3,086 | |
8 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,776 | +0.322% | 2,971 | |
9 | STANDARD MORTGAGE CORPORATION | Strong | Strong | Sound | Exceptional | $1,752 | +0.007% | 361 | |
10 | America's Mortgage Resource, Inc. | Strong | Strong | Strong | Strong | $1,972 | +0.207% | 129 | |
11 | BankPlus | Strong | Strong | Strong | Strong | $1,144 | +0.114% | 75 | |
12 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Exceptional | $2,031 | +0.282% | 897 | |
13 | Gulf Coast Bank and Trust Company | Strong | Sound | Strong | Exceptional | $1,938 | +0.303% | 779 | |
14 | First Horizon Bank | Strong | Sound | Strong | Exceptional | $1,906 | +0.143% | 622 | |
15 | Eagle Bank and Trust Company | Strong | Sound | Exceptional | Strong | $1,873 | +0.435% | 278 | |
16 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | $1,407 | +0.374% | 234 | |
17 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Strong | $2,066 | +0.066% | 134 | |
18 | Home Federal Bank | Strong | Strong | Sound | Strong | $1,003 | +0.183% | 103 | |
19 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,809 | +0.450% | 2,161 | |
20 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $2,451 | +0.415% | 986 | |
21 | Assurance Financial Group, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | $2,593 | +0.510% | 950 | |
22 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,077 | +0.194% | 689 | |
23 | Regions Bank | Strong | Sound | Strong | Strong | $2,104 | +0.386% | 415 | |
24 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $3,352 | +0.511% | 249 | |
25 | Cadence Bank | Strong | Sound | Strong | Strong | $1,830 | +0.389% | 235 | |
26 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,288 | -0.037% | 224 | |
27 | LOANSTEADY LLC | Strong | Sound | Strong | Strong | $2,999 | +0.403% | 144 | |
28 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $1,921 | +0.388% | 120 | |
29 | FIDELITY BANK | Strong | Acceptable | Strong | Exceptional | $3,098 | +0.399% | 1,167 | |
30 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $1,700 | +0.487% | 321 | |
31 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $2,839 | +0.606% | 302 | |
32 | PLANET HOME LENDING, LLC | Strong | Acceptable | Exceptional | Strong | $2,111 | +0.521% | 279 | |
33 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $2,873 | +0.683% | 275 | |
34 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | $2,143 | +0.265% | 266 | |
35 | USAA Federal Savings Bank | Strong | Sound | Sound | Strong | $1,651 | -0.146% | 173 | |
36 | THE MORTGAGE FIRM, INC. | Strong | Acceptable | Exceptional | Strong | $2,427 | +0.567% | 165 | |
37 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | $2,566 | +0.405% | 155 | |
38 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $3,041 | +0.625% | 136 | |
39 | Home Bank, National Association | Strong | Sound | Sound | Strong | $1,209 | +0.195% | 128 | |
40 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | $3,551 | +0.449% | 127 | |
41 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $3,811 | +0.450% | 112 | |
42 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Strong | $2,461 | +0.343% | 104 | |
43 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $1,413 | +0.489% | 787 | |
44 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,301 | +0.586% | 499 | |
45 | Equity Prime Mortgage LLC | Strong | Acceptable | Strong | Strong | $2,395 | +0.818% | 377 | |
46 | LOWER, LLC | Strong | Acceptable | Strong | Strong | $2,698 | +0.570% | 365 | |
47 | Flagstar Bank, N.A. | Strong | Acceptable | Strong | Strong | $2,275 | +0.451% | 263 | |
48 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,257 | +0.394% | 221 | |
49 | TOWNE MORTGAGE COMPANY | Strong | Acceptable | Strong | Strong | $2,496 | +0.454% | 172 | |
50 | RESIDENTIAL ACCEPTANCE CORPORATION | Strong | Acceptable | Strong | Strong | $5,639 | +0.223% | 141 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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