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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Bank Mortgage Lenders in Marietta

Updated February 5, 2026

Market Overview

21
Total Lenders
3,785
Total Loans
0.20%
Median Rate Spread
RankLenderOverallPricingPull ThroughPlaceAvg FeesSpreadVolumeAction
1
Truist Bank
Exceptional
Strong
Strong
Exceptional
$1,051+0.017%289
2
First Federal Bank
Exceptional
Exceptional
Sound
Strong
$1,690+0.085%126
3
Ameris Bank
Strong
Sound
Exceptional
Exceptional
$3,151+0.173%826
4
Bank of America, National Association
Strong
Strong
Strong
Strong
$1,413-0.062%154
5
U.S. Bank National Association
Strong
Strong
Strong
Strong
-$66-0.055%70
6
NBKC BANK
Strong
Exceptional
Sound
Sound
$679-0.228%53
7
Wells Fargo Bank, National Association
Strong
Strong
Sound
Strong
$1,994-0.021%291
8
Fifth Third Bank, National Association
Strong
Strong
Strong
Sound
$91-0.014%42
9
JPMorgan Chase Bank, National Association
Strong
Sound
Strong
Strong
$2,446+0.144%329
10
NexBank
Strong
Sound
Strong
Strong
$2,334+0.241%128
11
Regions Bank
Strong
Sound
Strong
Strong
$1,883+0.259%123
12
Synovus Bank
Strong
Sound
Strong
Strong
$1,918-0.038%82
13
SouthState Bank, National Association
Strong
Sound
Strong
Strong
$2,308+0.219%71
14
First Horizon Bank
Strong
Sound
Strong
Strong
$1,766+0.087%59
15
Renasant Bank
Strong
Acceptable
Exceptional
Strong
$3,521+0.100%110
16
Magnolia Bank, Incorporated
Strong
Acceptable
Exceptional
Strong
$3,598+0.287%73
17
Flagstar Bank, N.A.
Strong
Acceptable
Strong
Strong
$2,679+0.237%145
18
Presidential Bank, FSB
Strong
Acceptable
Strong
Strong
$3,615+0.419%94
19
USAA Federal Savings Bank
Strong
Sound
Sound
Sound
$2,160-0.045%50
20
United Community Bank
Sound
Acceptable
Sound
Strong
$2,080+0.388%146
21
First National Bank of America
Sound
Mediocre
Sound
Strong
$7,554+2.072%73

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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