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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Marietta
Updated February 5, 2026
Market Overview
195
Total Lenders
20,238
Total Loans
0.28%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | DELTA COMMUNITY CREDIT UNION | Exceptional | Exceptional | Sound | Exceptional | $2,163 | -0.446% | 205 | |
2 | TRAILBLAZER MORTGAGE L.L.C. | Exceptional | Exceptional | Strong | Strong | $2,376 | -0.397% | 72 | |
3 | VICTORY MORTGAGE, L.L.C. | Exceptional | Exceptional | Strong | Strong | $766 | +0.096% | 52 | |
4 | Truist Bank | Exceptional | Strong | Strong | Exceptional | $1,051 | +0.017% | 289 | |
5 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $724 | -0.553% | 194 | |
6 | First Federal Bank | Exceptional | Exceptional | Sound | Strong | $1,690 | +0.085% | 126 | |
7 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Sound | Strong | $1,550 | -0.097% | 119 | |
8 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,820 | +0.135% | 1,808 | |
9 | Ameris Bank | Strong | Sound | Exceptional | Exceptional | $3,151 | +0.173% | 826 | |
10 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Exceptional | $2,800 | +0.328% | 367 | |
11 | Bank of America, National Association | Strong | Strong | Strong | Strong | $1,413 | -0.062% | 154 | |
12 | Heritage Mortgage, LLC | Strong | Strong | Strong | Strong | $1,872 | -0.114% | 112 | |
13 | U.S. Bank National Association | Strong | Strong | Strong | Strong | -$66 | -0.055% | 70 | |
14 | NBKC BANK | Strong | Exceptional | Sound | Sound | $679 | -0.228% | 53 | |
15 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Exceptional | $2,560 | -0.175% | 381 | |
16 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Exceptional | $3,644 | +0.277% | 330 | |
17 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Strong | $1,994 | -0.021% | 291 | |
18 | First Heritage Mortgage, LLC | Strong | Sound | Exceptional | Strong | $2,539 | +0.420% | 175 | |
19 | Fifth Third Bank, National Association | Strong | Strong | Strong | Sound | $91 | -0.014% | 42 | |
20 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,549 | +0.251% | 1,796 | |
21 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $2,722 | +0.231% | 724 | |
22 | BANKSOUTH MORTGAGE COMPANY, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,775 | +0.350% | 474 | |
23 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $3,307 | +0.346% | 437 | |
24 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $2,446 | +0.144% | 329 | |
25 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,586 | +0.077% | 289 | |
26 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,892 | +0.041% | 284 | |
27 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $1,862 | +0.247% | 252 | |
28 | Capital City Home Loans, LLC | Strong | Sound | Strong | Strong | $1,862 | +0.224% | 160 | |
29 | MORTGAGE ASSURANCE, INC. | Strong | Sound | Strong | Strong | $2,923 | +0.015% | 156 | |
30 | NexBank | Strong | Sound | Strong | Strong | $2,334 | +0.241% | 128 | |
31 | Regions Bank | Strong | Sound | Strong | Strong | $1,883 | +0.259% | 123 | |
32 | Synovus Bank | Strong | Sound | Strong | Strong | $1,918 | -0.038% | 82 | |
33 | INSPIRE HOME LOANS INC. | Strong | Sound | Strong | Strong | $1,609 | +0.700% | 73 | |
34 | SouthState Bank, National Association | Strong | Sound | Strong | Strong | $2,308 | +0.219% | 71 | |
35 | First Horizon Bank | Strong | Sound | Strong | Strong | $1,766 | +0.087% | 59 | |
36 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Sound | $2,227 | +0.174% | 57 | |
37 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $3,565 | +0.401% | 130 | |
38 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Strong | $2,777 | +0.279% | 129 | |
39 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Strong | $3,910 | +0.229% | 115 | |
40 | DIRECT LENDERS, LLC | Strong | Acceptable | Strong | Exceptional | $3,306 | +0.118% | 112 | |
41 | Renasant Bank | Strong | Acceptable | Exceptional | Strong | $3,521 | +0.100% | 110 | |
42 | Associated Credit Union | Strong | Sound | Sound | Strong | $4,585 | -1.340% | 102 | |
43 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $4,358 | +0.219% | 101 | |
44 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $3,904 | +0.541% | 76 | |
45 | Magnolia Bank, Incorporated | Strong | Acceptable | Exceptional | Strong | $3,598 | +0.287% | 73 | |
46 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $4,182 | +0.590% | 326 | |
47 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Strong | Strong | $3,232 | +0.212% | 273 | |
48 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Strong | $2,946 | +0.250% | 217 | |
49 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $4,728 | +0.415% | 211 | |
50 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $3,895 | -0.125% | 193 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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