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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Naples
Updated February 5, 2026
Market Overview
26
Total Lenders
3,281
Total Loans
0.46%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,705 | +0.342% | 438 | |
2 | FBC MORTGAGE, LLC | Strong | Strong | Exceptional | Sound | $1,478 | +0.083% | 30 | |
3 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Exceptional | $2,533 | +0.242% | 153 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,292 | +0.271% | 367 | |
5 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $2,000 | +0.566% | 68 | |
6 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $2,249 | +0.342% | 53 | |
7 | NEAL COMMUNITIES FUNDING, LLC | Strong | Sound | Strong | Strong | $675 | +0.858% | 31 | |
8 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $5,003 | +0.643% | 490 | |
9 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $3,024 | +0.415% | 99 | |
10 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | $2,297 | -0.018% | 27 | |
11 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Exceptional | $6,502 | +0.879% | 171 | |
12 | Summit Mortgage Corporation | Strong | Acceptable | Strong | Strong | $4,193 | +0.562% | 65 | |
13 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Sound | $2,795 | +0.492% | 32 | |
14 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Sound | Sound | $1,342 | +0.149% | 32 | |
15 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | $3,627 | +0.375% | 26 | |
16 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Sound | $3,901 | +0.474% | 22 | |
17 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $4,516 | +0.562% | 107 | |
18 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $3,300 | +0.464% | 44 | |
19 | AMERICAN FINANCIAL NETWORK, INC. | Sound | Acceptable | Strong | Sound | $3,759 | +0.356% | 34 | |
20 | Paramount Residential Mortgage Group, Inc. | Sound | Acceptable | Strong | Sound | $3,489 | +0.932% | 33 | |
21 | Mortgage Research Center, LLC | Sound | Acceptable | Strong | Sound | $3,007 | +0.568% | 30 | |
22 | THE LOAN STORE, INC. | Sound | Acceptable | Strong | Sound | $1,730 | +0.616% | 22 | |
23 | GUARANTEED RATE AFFINITY, LLC | Sound | Acceptable | Strong | Sound | $2,954 | +0.485% | 20 | |
24 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Sound | Mediocre | Strong | Sound | $4,633 | +0.935% | 34 | |
25 | ANGEL OAK MORTGAGE SOLUTIONS LLC | Sound | Mediocre | Sound | Sound | $4,051 | +1.043% | 22 | |
26 | NP, INC. | Sound | Mediocre | Sound | Sound | $2,664 | +0.947% | 21 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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